Please refer to our Cookie Policy for important information on the use of cookies. By continuing to use this website, you agree to this.

Lending Stream short-term loans

If you're looking to borrow money today, Lending Stream could be the perfect solution. We offer short-term loans for people who need a helping hand with their finances from time to time. If your income could do with a boost, come and see what Lending Stream can do for you.

We provide a streamlined and stress-free service, providing instant decisions and manageable repayments. Our customers have scored us an impressive 4.8 stars out of 5 on Take a look at what they had to say.

Finding short-term loans online can be effective way to get cash fast, but short-term borrowing should not be used if you're in serious financial difficulty. If you need guidance on a long-term plan, contact us!.We're always happy to help.

Representative 1325% APR

Warning: Late repayment can cause you serious money problems. For help, go to

Short-term loans in the UK

We are one of the top direct online loan providers in the UK. We offer a competitive representative 1325% APR. This is lower than many of our competitors and means that when you take out a short-term loan with us, you could end up paying back less than you would with other companies.

When considering short-term loans, bad credit is a factor that worries a lot of people. If you have bad credit and live in the UK, it can seem like your options for short-term borrowing are limited. However, at Lending Stream, we use a sophisticated assessment system to analyse your ability to repay your loan. We take into account your individual affordability and your credit rating. We know you're more than your credit score. If you're researching different short-term loans, be sure to consider Lending Stream.

We believe in responsible short-term borrowing. We work hard to evaluate whether you can afford to repay your loan before we approve your credit, taking into account your current circumstances and credit history.

Pay back loans in a 6 month period

The best short-term instant loans are the ones that put you in control. Lending Stream specializes in payday loan alternatives. We don't ask for a lump sum at the end of your loan term; instead, we allow you to pay back what you owe in monthly instalments over up to six months. If you decide you want to cut costs, you're also free to pay your loan off early - we won't charge you a fee for prompt repayment.

When you take out a short-term loan with Lending Stream, you choose a regular repayment date that fits you schedule.

If your repayment date becomes unmanageable due to changes in your paydates, you have the option to change to one that better suits your needs by getting in touch with our customer service team. At Lending Stream, we work with you the whole way through your loan process to make it easier for you to be more financially secure.

By logging in to your Lending Stream online account or using our handy app for iOS and Android, you can track your payments, check your repayment date, review your remaining balance and even click to pay off your loan entirely.

We don't offer loans under 60 days. Early prepayment options that are available are not associated with any fees or cost. Maximum APR of 1698.1%. Given a Representative APR is 1325%, if you borrow £200 over 6 months at 292.0% p.a. (fixed) your first repayment will be £33.60 followed by £96.00, £75.84, £66.88, £62.40 and £48.96 the following months. You will repay £383.68 in total, there are no additional fees.