Are you looking for a £5,000 loan? At Lending Stream, we offer less than 5000 pounds (upto £1,500), but we do consider people with bad credit. If your loan is approved, we’ll send the cash to your bank in under 90 seconds.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Representative 1333% APR
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Very easy to apply
Very easy to apply, couldn’t have been more simpler to be honest and the money was in my account in less than a minute 10/10
Leona, 18 November 2023
Poor credit rating no problem
Quick and easy to apply
Kim, 25 November 2023
£5,000 loans are commonly known as short term or personal loans. These loans are commonly used to cover large expenses, fund home renovations, consolidate debts, or manage unexpected financial emergencies.
£5,000 loans can be secured or unsecured, depending on the lender’s requirements and the borrower’s creditworthiness.
The terms and conditions of a 5000 pounds loan can vary depending on the lender and the borrower’s credit history. It is important to carefully consider the interest rates, repayment terms, and any associated fees before deciding to take out a loan.
£5,000 loans are designed to provide convenience and speed, requiring minimal paperwork, and featuring quick approval processes.
If you are approved and accept the loan term and interest rate, the loan amount will be transferred to your UK bank account, typically within a few hours or on the same day.
If you’re seeking a smaller loan, Lending Stream offer unsecured loans of up to £1,500. We understand that personal circumstances can change, so we offer an amount that can give you a helpful financial boost.
A £5,000 loan can serve various purposes based on your individual needs and personal circumstances:
It’s crucial to carefully assess your financial situation and repayment ability before borrowing any money.
This will depend on your specific financial circumstances and needs. Firstly, consider your repayment capacity. Calculate whether you can comfortably manage the loan repayments without compromising your financial stability.
You should also review your credit file. Lenders typically consider credit scores and credit reports when approving loans. If your credit score is low, it may affect the interest rate or availability of loan options.
It’s crucial to carefully assess your financial situation and repayment ability before borrowing any money.
Start by looking for online eligibility checkers or pre-qualification tools. You’ll need to enter some basic info about yourself like your income and employment status. These checks are quick, easy and won’t impact your credit rating.
Lending Stream offer short term loans of up to £1500 (up to £800 for new customers). If you want to apply with us, you must meet the following criteria:
We believe that you are more than your credit score. Which is why we look at a bunch of other factors to better understand what you can comfortably afford.
You can apply for a loan with Lending Stream of up to £1500. All you need to do is fill out our online application form and give us the following details:
Once we receive your application, we will run a credit check and affordability check on your profile. If approved, the loan amount will be sent to your bank in 90 seconds.
This can vary depending on the lender and the specific terms of the loan. But it’s important to carefully consider your financial situation and ability to make regular monthly payments.
If you are approved for a loan with Lending Stream, we’ll give you 6 months to repay. And if you want to pay us back early, there are no early repayment fees, so you can clear your debt whenever you’re ready.
If you’re struggling to repay your loan, here are some proactive steps to address the situation:
It depends on the lender. At Lending Stream, we consider bad credit loans of up to £1500.
If you want to apply for a loan but are worried about your bad credit history, don’t get discouraged. Unlike other lenders, we believe you’re more than your credit score.
Yes, in most cases, you can pay off your loan early. Some lenders will allow borrowers to make early repayments on their loans without early repayment charges.
If you are approved for a loan with Lending Stream, you’ll make 6 fixed monthly repayments. And if you want to pay it off early you can, fee-free.
If you already have an account with us, you can log in and chat with us through there. Otherwise, you can get in touch on our contact us page.
If you prefer you can give us a call on 0203 808 4440#. We’re open from 9am to 6pm Monday to Fridays, and 9am to 1pm Saturdays.
Yes, obtaining a £5,000 loan without a guarantor is possible. Many lenders offer unsecured personal loans that do not require a guarantor. These loans are based on your creditworthiness and ability to meet the monthly repayments. However, it’s important to note that the availability of loans without a guarantor may depend on your credit history. If you have a poor credit rating, it might be more challenging to qualify for an unsecured loan without a guarantor. In such cases, lenders may require additional collateral or charge higher interest rates.
Getting accepted for a £5,000 loan without a credit check may be challenging. Most reputed lenders typically perform a credit check as part of their loan application process to assess the borrower’s creditworthiness and determine their ability to repay the loan.
This will depend on the lender. If you’re approved for a loan with Lending Stream, we’ll send the cash to your bank in under 90 seconds.
Yes, you can use a £5000 loan to pay off other debts including credit card balances, personal loans, and other outstanding obligations. Doing this can simplify your payments into a single loan, which often comes with more favourable monthly payments or a lower interest rate.
We don't offer loans under 60 days. We offer 6 or 12 month loans. So, the minimum repayment period is 6 months and the maximum repayment period is 12 months. You can choose to repay early and save on interest without any penalty. Maximum APR 1721%.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Very good company
Very good company, it's easy to fill out the application, everything is written well and clearly and the money is quickly in your account. The company is worth recommending
Grzegorz Komajda, 24 November 2023
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