Looking for QuickQuid Loans?

QuickQuid loans

Have you seen the QuickQuid payday loan TV adverts? They're all over TV, so if you need some quick cash, you may have seen their commercial and decided to search for them online.

We think Lending stream offers something you'll like more. A short term loan with the same daily rate of interest as QuickQuid, but with more flexibility. Sound good?

Well, how about this? We're faster too.

QuickQuid say it'll take up to 30 minutes to process your application and then another ten to send the cash to you. At Lending Stream, we'll make an instant decision and can usually send the cash to you in under 15 minutes*. So if you're looking for quick loans, you'll see the difference.

Accurate as of 06/03/2018
New customers can apply for up to
Loan duration
Speed of decision
Speed of online transfer
Recommended by
Representative
APR
£800
6 months
Instant
Within minutes*
93%
1325%
QuickQuid
£1000
1-3 months
Up to 30 minutes
Within minutes
55%
1294.9%

Representative 1325% APR

Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk.

How QuickQuid loans work

QuickQuid allow you to borrow one-month loans up to three-month loans, but this is more about deferring repayment than repaying over those months. Instead of paying more of the loan off each month, you actually just pay the entire loan back on the last month, and you pay interest for the months before.

According to a prominent example on their site of how QuickQuid's charges, if you borrow £300, you pay back £72 the first month, £72 the second month and then £372 the last month. So it isn't really an instalment loan - it's more that you're rolling it over for a month or two. The amount you pay in the last month is the entire loan amount plus that month's interest So it's like taking a one-month loan and paying two months extra interest, rather than spreading out the repayment over three months. While you can make extra payments, you have to do it via one of their customer service representatives during their call-centre hours.

If you're looking for an instalment loan, so you don't have to repay a large sum in just one month, then QuickQuid may not be right for you.

How Lending Stream works

We try and make sure we're customer-focused. If you take out a loan with Lending Stream, we won't expect you to pay back the majority of the loan in just one month. Instead, you pay off the loan bit by bit over each month.

We also give you more time to repay, so your monthly repayments are more spread out. Whether you're looking for good credit loans or bad credit loans, we don't think paying off the entire amount you owe in one month is a good idea.

You can also login to your Lending Stream account or even download our user-friendly app to make extra payments at any point without charges. So if you want to pay back earlier, that's great - you can do so whenever you want without incurring any fees or charges.

And it's not just flexibility and a longer repayment period we offer you. There are other reasons to come to Lending Stream if you want to borrow some money.

Loans like QuickQuid

So if you're looking for QuickQuid loans, it may be worth your time taking a look at LendingStream. You might find that it's a loan that suits you better. It's a fast and flexible approach to borrowing when you need it.

Representative 1325% APR

Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk.

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Money Transfer in
Minutes*

We can initiate fund transfer process within minutes*
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We don't charge an application
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We don't offer loans under 60 days. Early prepayment options that are available are not associated with any fees or cost. Maximum APR of 1698.1%. Given a Representative APR is 1325%, if you borrow £200 over 6 months at 292.0% p.a. (fixed) your first repayment will be £33.60 followed by £96.00, £75.84, £66.88, £62.40 and £48.96 the following months. You will repay £383.68 in total, there are no additional fees.