If you're considering same-day loans, we're here to help. It is important you choose the right loan for your needs and that you can set affordable repayments. It can be tricky wading through the vast amount of same-day payday loans available online. At Lending Stream, we lay out a clear and efficient service, to help you take the first step towards taking control of your finances.
We believe we're the best same-day loan provider on the market. We offer instant decisions based on your individual circumstances, as well as a personalised review and a sophisticated credit scoring system.
If you're approved for our loans, we will initiate the funds transfer within minutes*. Our customers say our service is excellent, with a fast and efficient turnaround and an affordable repayment scheme.
Take a look at our customer reviews on Reviews.co.uk our rating of 4.8 out of 5 says it all!
Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk.
We always lend responsibly. If you're looking for same-day loans but think you may have bad credit, Lending Stream could be able to help you. While we do not give 'bad credit' loans, we do take into account a lot more than just your credit score to decide how much money to offer you.
Our sophisticated algorithm performs a loan affordability analysis, carrying out in-depth checks on your personal situation, your repayment sustainability and your credit file. The great news is that if you can keep on top of your repayments, you can apply for more money the next time you need a little extra help.
Same-day loans are great if you need to boost your income on a short-term basis. You should consider your situation carefully when deciding if Lending Stream loans are right for you. As with all same-day or payday loans, you will be entering into a high-interest borrowing system. Although this can be very helpful if you need extra cash from time to time, these loans should not be used to get you out of serious financial difficulty.
If you like, we can put you in touch with organisations offering free, confidential and impartial advice, for guidance on longer term plans.
A 'no-fee' loan is usually a specific financial term that refers to the lack of fees when you first apply for a loan.
When we say our same-day loans have no fees, we mean no fees. We will not charge application fees. We will not charge transaction fees. We will not charge early payment fees. There are absolutely no hidden fees at all.
We allow you to pay your loan off over 6 monthly instalments, helping you to comfortably manage your repayments and therefore avoid any fees for missed payments. To help you keep track of your balance and any upcoming payments from anywhere,check out our mobile app for Android and iOS.
We don't offer loans under 60 days. Early prepayment options that are available are not associated with any fees or cost. Maximum APR of 1698.1%. Given a Representative APR is 1325%, if you borrow £200 over 6 months at 292.0% p.a. (fixed) your first repayment will be £33.60 followed by £96.00, £75.84, £66.88, £62.40 and £48.96 the following months. You will repay £383.68 in total, there are no additional fees.