How about 6 months to repay, instead of paying it all back in one go? You may find it's easier on your budget than a payday loan and you'll get the cash as fast as most payday lenders manage.
If you're applying for a short-term loan with us, we know you need cash fast. That's why, in most cases, we stream the cash to your account within minutes of being approved.
Having short-term financial problems doesn't always mean you're bad with finances. We understand this. So we'll look at more than just your credit history when considering your ability to repay.
"Thank you for such an easy, quick and efficient process. Money arrived quickly and, as things go, your charges aren't too bad."Martin Willmin, 5th November 2017
"New website is so much better and easier. Also love that they tell you how much you are eligible, it helps a lot."Joseph, 1st November 2017
"Safe and easy to apply. No hidden costs. And a friendly customer service. Always there and available. Wouldn't go anywhere else."Ian, 5th November 2017
Responsible Lending: Carefully consider whether a loan is right for your individual financial situation. Borrowing of this type is an expensive form of credit that may be appropriate for short term financial needs but which is not appropriate for longer term borrowing or if you are in financial difficulty. All loan applications are subject to status checks, terms and conditions and to satisfactory passage of checks on credit worthiness and affordability.
Lending Stream loans are a six-month alternative to "payday loans". They're fast (we'll send the money in minutes) with spread out monthly repayments. Want to pay off early? That's fine - there's no charge and you'll pay less interest!
You might be able to repay a loan but have bad credit because of recent difficulties. We understand that this can happen sometimes, so when we look at your application, we look at all your information to make it's affordable, not just your credit history. Because you're more than just a number.
Download our free app and keep in control of your streaming loan any time you want. Just log in and you can see the status of your loan, how much you have left to repay, and you can make payments straight away. You can apply on it as well.
Have you checked out our reviews? There are a lot of four and five star ratings in there. That's because we focus on customers like you, so we developed a smooth, responsive application process and concentrate on customer service.
Got a few minutes spare? Check out our blog, where we publish customer research, money saving tips and features that you might find interesting.
We don't offer loans under 60 days. Early prepayment options that are available are not associated with any fees or cost. Maximum APR of 1698.1%. Given a Representative APR is 1325%, if you borrow £200 over 6 months at 292.0% p.a. (fixed) your first repayment will be £33.60 followed by £96.00, £75.84, £66.88, £62.40 and £48.96 the following months. You will repay £383.68 in total, there are no additional fees.