Need to borrow money? Lending Stream could help. We offer short term loans of up to £1500 that can help you manage unexpected expenses. If your application is approved, we’ll send the cash to your bank in 90 seconds.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Representative 1333% APR
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Very easy to apply
Very easy to apply, couldn’t have been more simpler to be honest and the money was in my account in less than a minute 10/10
Leona, 18 November 2023
Poor credit rating no problem
Quick and easy to apply
Kim, 25 November 2023
Lending Stream has been helping customers in the UK since 2008. Since then, we have helped over 1 million people with their financial needs by lending over 4 million loans. We’re an FCA-authorised and regulated direct lender, with authorisation number 689378. Responsible lending is our biggest priority, and we want to ensure our customers’ experience is great.
We believe in ensuring that you are fully informed about the costs, fees, and repayment terms of our loans. To achieve this, we have taken great care to present all charges, including interest rates and fees, upfront. No hidden costs or unwelcome surprises – everything is clear and easy to understand.
At Lending Stream, you can borrow as little as £50 to help you through a financial emergency. For new customers, Lending Stream offers short term loans up to £800. Existing or previous customers who have managed their accounts well can apply for up to £1,500. We can’t guarantee that you can borrow the amount you apply for. We might offer you a lower amount based on our assessment of your repayability.
However, some specialist lenders may offer higher credit amounts if you have a co-signer or collateral to secure your loan.
How quickly you’ll get access to your credit once approved depends on the provider and their terms. There are lenders that offer same day loans or quick loans. So, there’s a chance you could get your funds rapidly.
At Lending Stream, we value convenience. We’ll make a decision on your loan application in seconds. We’ll send the funds to your bank within 90 seconds if your application is approved.
With Lending Stream, you’ve got 6 months to pay back what you borrow. If you want to repay your loan sooner, that’s fine. You can repay as early as you want with no extra fees. And because our loans are charged at a daily interest rate, you’ll save money if you repay early.
To check your eligibility, consider these key factors:
At Lending Stream, we use the above criteria too. During our application process, we might ask you to show your income proof. We do this to see if you can afford the loan repayments. If we do, we will verify the details.
To apply for a loan with Lending Stream, fill out our online application form and give us the following information:
Once your application is received, we’ll run a credit and affordability check on your profile. We do this to make sure you can afford the loan repayments. If approved, we will send the approved amount to your bank within 90 seconds.
Yes, it is possible to borrow money even if you have bad credit. However, having a bad credit score may limit your options and result in higher interest rates and less favourable terms.
At Lending Stream, we understand that life can be unpredictable which is why we consider lending to people with bad credit too. We consider factors like affordability, credit score, age, nationality, income, and employment status to check your eligibility.
Borrowing money online from a direct lender can have several advantages.
It’s important to note that borrowing from a direct lender may not be the best option for everyone. It’s always a good idea to compare different lenders, terms, and interest rates to find the best fit for your needs and financial situation.
Borrowing money can offer several advantages depending on your specific financial circumstances and needs.
It’s important to note that borrowing credit also comes with responsibilities and potential risks.
If you already have an account with us, you can log in and chat with us through there. Otherwise, you can get in touch on our contact us page.
If you prefer you can give us a call on 0203 808 4440#. We’re open from 9am to 6pm Monday to Fridays, and 9am to 1pm Saturdays.
Reputed lenders do not offer loans without credit checks. They prioritise responsible lending practices and comply with FCA regulations. This requires thorough affordability assessments. It is important to borrow money from reputable direct lenders only to ensure fair lending practices.
It depends on the type of loan and your financial situation. If you have a poor credit history, you may be unable to get a personal loan without a guarantor.
Borrowing money when you are already in debt should be carefully considered. Consider speaking with a financial advisor or credit counsellor who can provide guidance based on your financial situation.
Very good company
Very good company, it's easy to fill out the application, everything is written well and clearly and the money is quickly in your account. The company is worth recommending
Grzegorz Komajda, 24 November 2023
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