Could a £1000 loan help you out of an emergency? Lending Stream is a great option for those looking for a £1000 loan. First time customers can access up to £800 today. If approved we’ll send the money to your bank in just 90 seconds.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Representative 1333% APR
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Very easy to apply
Very easy to apply, couldn’t have been more simpler to be honest and the money was in my account in less than a minute 10/10
Leona, 18 November 2023
Poor credit rating no problem
Quick and easy to apply
Kim, 25 November 2023
£1000 loans are a short-term option for those in need of emergency funds. They are typically unsecured, meaning that the lender is not guaranteed to be repaid if the borrower defaults on the loan. As a result, these loans often come with high interest rates.
Despite the risks, £1000 loans can be a helpful way to get out of a tough financial situation. They can provide borrowers with the money they need to cover unexpected expenses or consolidate debt. And thanks to online lenders like Lending Stream, it’s easier than ever to get the money you need quickly and without hassle.
Our £1000 Loans can also be referred as short term loans, same day loans or even unsecured loans.
If you are applying for a loan for the first time with us, then you might not be able to borrow £1000 as we only allow between £50-£800 for first time borrowers.
But if you already had a loan from us before and made all your monthly repayments on time then you can apply for up to £1500.
If you are planning to borrow £1000 with Lending Stream, then you should check your eligibility first as to apply with us you must:
You may also be asked to show that you have a regular income and can afford the monthly repayments on top of your existing other financial obligations during the application process. These facts might need to be confirmed in some situations (although this will be done discreetly).
If you are seeking a £1000 loan, Lending Stream may be able to help. Lending Stream, being a £1000 loan direct lender provides you with an easy way to apply for our 1000 pound loan. If you’re a first time customer, you can only apply for up to £800. If this is enough for your needs, consider applying today.
To apply for a loan with us, you need to complete our online application form, by giving us the following information:
Once we have received your application, we will carry out an affordability and credit check. If your application is successful, we will then transfer the funds to your bank within 90 seconds.
With Lending Stream, you have 6 months to pay back whatever you borrow with us. But the cool part with us is that if you want to repay your loan sooner, then you can! You can repay as early as you want with no extra prepayment fees involved. Our loans are charged at a daily interest rate, and if you repay early, you’ll save a good amount of money. In fact, many of our customers choose to repay their loan in just 3-4 months to save on interest.
Although we never guarantee if your application will be approved or not, we do look at many different factors when you apply for a £1000 loan with us.
We don’t want you to borrow money that you can’t afford to pay back on time.
If the information we receive from any of the credit reference agencies is a factor in denying your 1000 pound loan application, then we’ll let you know the name of the credit reference agency by email. You can then check your credit file with them if you want to.
Fast Cash: Like Payday Loans, if you have any unexpected financial emergency then a £1000 loan can give you a quick access to the money you need.
No Collateral Required: When you apply for a £1000 loan with us, you don’t have to mortgage your house, cars, or any other assets.
You May Be Eligible for a £1000 Loan for Bad Credit: Being a reputed direct lender, we will never pretend that your credit score is not at all important for us. But we do understand that your credit score does not fully reflect your current financial situation which is why we even consider giving bad credit loans.
Repay in Affordable Amounts: If you take out a £1000 loan with Lending Stream, we’ll give you 6 months to pay back. Unlike a payday loan you don’t have to pay it all back in one go.
Lending Stream may still consider your application if you have bad credit. We believe that everyone deserves access to fair and responsible lending, so we’ll always look at your individual circumstances when assessing your application.
If you don’t repay your loan, you may be charged additional fees. This could put a strain on your finances and damage your credit score. It’s important to make sure that you can afford the repayments before taking out a loan.
You can repay your loan using a debit card, or bank transfer. You can also set up a direct debit to make sure that your repayments are made on time.
Lending Stream does not currently offer loans to those who are unemployed.
We don't offer loans under 60 days. We offer 6 or 12 month loans. So, the minimum repayment period is 6 months and the maximum repayment period is 12 months. You can choose to repay early and save on interest without any penalty. Maximum APR 1721%.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Very good company
Very good company, it's easy to fill out the application, everything is written well and clearly and the money is quickly in your account. The company is worth recommending
Grzegorz Komajda, 24 November 2023
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