You can compare our loans to other short term lenders.

£600 Loans

If you are in need of a quick £600 loan, Lending Stream is the perfect solution. If approved by our online application, we’ll send the cash to your bank in 90 seconds.

We even consider people with bad credit for our 600 pound loan.

How much do you need?

£
£ 50
£ 1500

Cost of Credit:

Duration

6 months

Amount Borrowed

£600.00

Total Interest

£

Monthly repayable

£

Representative 1333% APR

Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

Why choose Lending Stream for £600 loans?

Fast

Cash sent to your bank in under 90 seconds once approved.

Convenient

24/7 simple & online application. Instant decision. Direct lender since 2008.

Affordable

Repay in 6 monthly repayments.
Pay early with no extra fees and
save on interest.

Trusted

99% recommend us on Reviews.co.uk and rated Excellent on Trustpilot

Representative 1333% APR

Warning: Late repayment can cause you serious money
problems. For help go to moneyhelper.org.uk.

What are £600 loans?

£600 loans are short term loans that offers borrowers a sum of money up to £600. They are designed for borrowers who need money quickly. These loans are offered by a variety of lenders, and online direct lenders.

Borrowers should be aware that £600 loans typically come with high interest rates and must be repaid on time. With Lending Stream, you can apply for a £600 loan today (in fact, new customers can apply for up to £800 whereas existing customers can apply for up to £1500). If you're approved, the cash will be sent to your bank in just 90 seconds.

A £600 loan can also be referred as same day loans or unsecured loans.

How much can you borrow with us?

If it’s your first time with us, you can even borrow more than £600 but only up to £800 (if you want to).

But if you’ve had a loan from us before and made all your monthly repayments on time then you can even apply for up to £1500.

600 Loan

How do I check if I’m eligible for a £600 loan?

To apply for a 600 pound loan with Lending Stream, you must have:

Have a valid debit card
An active bank account
Be a UK resident
Should be at least 18 year old
Should be in regular employment with a monthly income of at least £400

When applying for a loan, you need to show us that you have a regular income and can afford the repayments apart from your other financial needs and expenses. We may verify these details but will be done discreetly.

Representative 1333% APR

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

How can I apply for a £600 loan?

To apply for a £600 loan with Lending Stream, simply fill out our online application. We'll review your information and get back to you with our answer within minutes.

For this, you need to complete our online application form, by giving us the following information:

  • Choose the amount which you want to borrow with us
  • Fill in your personal details
  • Provide us with your employment, salary, expenses and banking details

Once we have received your application, our team will carry out an affordability and credit check. If your application is successfully approved, we will transfer the approved amount to your bank within 90 seconds.

Representative 1333% APR

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

How long you have to pay your £600 loan back?

With Lending Stream, you’ve got 6 months to pay back what you borrow.

If you want to repay your loan sooner, then that’s fine too! You can repay your instalments as early as you want with no extra fees.

Our loans are charged at a daily interest rate, and by paying early you’ll save money.

What if my £600 loan application is rejected?

We never guarantee if your application will be approved. We even consider people with bad credit as we look at many different factors when you apply for a 600 pound loan and not just your credit score.

If the information we receive from a credit reference agency plays a factor in denying your £600 loan, then we'll let you know the name of that credit reference agency by email. You can have a look at your credit file with them if you want to.

What are the advantages of £600 loans?

Fast Cash: If you are in need of urgent cash to meet any unexpected expense or financial problem then a £600 loan might help you and give you a quick access to the money you need.

No Collateral Required: When you apply for a £600 loan with us, you don't have to mortgage anything like your house, cars, or any other assets which you own.

You May be Eligible for a £100 Loan with Bad Credit: Your credit score is important for us. But we understand that your credit score will not always reflect your current situation perfectly which is why we even consider giving bad credit loans to people who fit in our checklist.

Repay in Affordable Amounts: If you take out a £600 loan with Lending Stream, we’ll give you 6 months to pay back. You don’t have to pay it all back in one go like with payday loans.

What are the disadvantages of a £600 loan?

  • Short-term loans for £600 will usually have a higher interest rate than a traditional high street bank.
  • Is a 600 pounds loan what you need? Think carefully if this is the right amount to borrow to meet your needs.

FAQs - 600 pound loans

  • Yes, you can apply for a £600 loan with bad credit. We understand that life doesn't always go according to plan and sometimes people fall behind on their repayments. That's why we even consider offering loans to those with bad credit.
  • No, we cannot approve you for a £600 loan with no credit check as our loans require a credit check. This is because we need to assess your financial situation before we can offer you a loan.
  • It doesn't cost anything to apply for a loan with Lending Stream. We'll carry out a credit check and affordability assessment as part of our application process, but there are no hidden fees or charges.
  • Taking out a loan and making your repayments on time can actually help to improve your credit score. However, if you miss or make late payments, this could have a negative impact on your credit score.

We don't offer loans under 60 days. We offer 6 or 12 month loans. The maximum repayment period is 12 months. Maximum APR 1721%.

Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk