£100 Loan
Looking for a £100 loan? At Lending Stream, you can apply online and borrow 100 pound loan. If approved, we send the cash to your bank in 90 seconds. Being a reputed direct lender in the UK, we even consider bad credit.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Representative 1333% APR
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Very easy to apply
Very easy to apply, couldn’t have been more simpler to be honest and the money was in my account in less than a minute 10/10
Leona, 18 November 2023
Poor credit rating no problem
Quick and easy to apply
Kim, 25 November 2023
Why choose Lending Stream for a £100 loan?
Fast
Cash sent to your bank in less than 90 seconds, once approved.
Convenient
24/7 simple & online application. Instant decision. Direct lender since 2008.
Affordable
Repay over 6 months. Pay off early with no extra fees and save on interest.
Trusted
Rated excellent on Trustpilot & 99% recommend us on Reviews.co.uk.
What are £100 loans?
£100 loans are a type of short term loans which are designed to provide small financial help to people who need it quickly. A £100 loan is unsecured, meaning you don’t need to put any collateral to get the required funds. This loan serves as quick solution for your small urgent expenses until your next payday.
When looking for a £100 loan, you can use search terms like “small £100 loan,” “£100 loan direct lender,” or “emergency £100 loan.” With £100 loans, you can address your unexpected bills or temporary financial shortfalls efficiently.
At Lending Stream, we can offer you a short term loan. If approved, we’ll send the cash to your bank within 90 seconds. You can repay the loan along with interest within 6 months.
Can I get a £100 loan today?
Yes! Getting a £100 loan today is possible. You can apply online for a loan from direct lenders and get a quick decision. Once approved, the funds will be deposited into your bank account within a few hours, depending on the lender. You can look for a same day £100 loan for this.
At Lending Stream, you can apply online by filling out our application form and get an almost instant decision from us. If approved, the funds will be sent to your bank within 90 seconds. Our streamlined online application process eliminates the need for lengthy paperwork and allows for fast approval.
What can a quick £100 loan be used for?
A quick £100 loan can be used for a variety of purposes. It can help you cover unexpected bills, like unexpected medical bills, car repairs, utility bills, etc. Additionally, it can be used to bridge the financial gap till your next payday or to do some important small purchases.
Whether you need to handle an emergency or address a temporary financial shortfall, a small loan of £100 or more offers the flexibility to meet your immediate needs. Also, it is recommended to use the loan responsibly and make timely repayments to avoid any late repayment fees or negative impact on your credit rating.
Is it easy to borrow 100 pounds?
Yes, borrowing a 100 pound loan is generally an easy and straightforward process. Many direct lenders, including Lending Stream, offer a very convenient online application process which allow users to apply from the comfort of their own home.
By checking the eligibility criteria of the lender and by filling out a simple online application form, you can get a decision quickly. Whether you have good credit or bad credit history, there are lenders who will consider other factors like your current income, financial condition, etc., when assessing your eligibility. This improves your chances of borrowing 100 pounds loan.
How do I check if I’m eligible for a £100 loan?
To check your eligibility for a £100 loan, lenders require you to meet their eligibility criteria. This usually include conditions like, being a UK resident, being at least 18 years old, having a regular source of income, and having a UK bank account. Additionally, lenders may even run credit checks to assess your repayment capability.
If you are looking to apply for a £100 loan with Lending Stream, then you need to meet our eligibility criteria. For that you need to:
Have a valid debit card
An active bank account
Be a UK resident
Should be at least 18 years old
Should be in regular employment with a monthly income of at least £400
During our application process, we might ask you about your income as a proof to see if you can make timely repayments. We might sometimes verify these details discreetly.
How can I apply for a £100 loan?
Applying for a 100 pound loan is an easy process and can be done online. Here are the basic steps which you need to follow:
To apply for a 50 pound loan with us, you need to complete our online application form, by giving us the following information:
- Find a reputed lender who is regulated and authorised by the FCA
- Check if you are meeting the lender’s eligibility criteria
- Fill up their online application form and submit it
- Wait for the decision by the lender
- If approved, review and accept the terms of your loan agreement like repayment period, repayment terms, any hidden fees, etc
If you are looking to apply for a £100 loan with Lending Stream, then you must fill out our online application form and give us the following details:
- Your asked personal details
- Amount which you want to borrow with us
- Provide us with your employment, salary, expenses, and banking details
Once we receive your application, we’ll run a credit and affordability check on your profile. If approved, we will send the cash to your bank within 90 seconds.
What if my £100 loan application is rejected?
If your £100 loan application is rejected, it’s important not to panic. There can be various reasons behind the rejection, such as incomplete or inaccurate information in the application form, having a bad credit score, or not meeting the eligibility criteria of the lender.
Take your time to understand why your loan was rejected and address the rejection issues if possible.
We don’t guarantee any loan approval at Lending Stream. If we reject your loan application based on information we receive from one of the credit reference agencies, then we’ll tell you the name of the credit reference agency by email. You can check your credit file with them directly.
What happens if I can’t repay my 100 pound loan in time?
If you are unable to repay your £100 loan on time, it’s highly important for you to talk to your lender as soon as possible. Ignoring this situation may lead to additional fees and negatively impact your credit score. By discussing your circumstances openly and honestly with your lender, they can help you by either giving you a revised payment plan or offer some alternative solutions.
All this will help you in managing your debt more efficiently.
Contact us – Lending Stream
If you already have an account with us, you can log in and chat with us through there. Otherwise, you can get in touch on our contact us page.
If you prefer you can give us a call on 0203 808 4440#. We’re open from 9am to 6pm Monday to Fridays, and 9am to 1pm Saturdays.this is paragraph text
FAQs – 100 pound loans
Can I borrow 100 pounds with bad credit?
Yes, you can borrow £100 with bad credit. There are direct lenders and lending partners who accept your loan request and consider various factors and not just your credit history when assessing your creditworthiness.
Can I get a 100 pounds loan without a credit check?
It may be possible for you to get a £100 loan without a credit check. But be careful as no FCA authorised lender offer loans without doing a credit check, be it a soft credit check or a hard inquiry.
Can I get a £100 payday loan?
Yes, you can get a £100 payday loan. Payday loans are designed to provide small, short-term borrowing to people who need money urgently. These loans are typically meant to be repaid on your next payday.
I need to borrow £500, would that be possible?
Yes, it is possible to borrow £500. There are lenders including Lending Stream who can lend you a £500 loan, provided you meet the eligibility criteria and get approved for the loan.
Can I pay the £100 loan back early?
Yes, you can pay back your £100 loan early. Many lenders provide early repayment option. Even at Lending Stream, you can repay early instead of going with the monthly repayments schedule and save on interest. Also, we don’t charge any extra fees for early repayment.
We don't offer loans under 60 days. We offer 6 or 12 month loans. So, the minimum repayment period is 6 months and the maximum repayment period is 12 months. You can choose to repay early and save on interest without any penalty. Maximum APR 1721%.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Very good company
Very good company, it's easy to fill out the application, everything is written well and clearly and the money is quickly in your account. The company is worth recommending
Grzegorz Komajda, 24 November 2023
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