Compare Loans & Apply Online with Lending Stream
If you are looking for a loan, you’re in the right place! But before you apply for a loan online, we suggest you compare loans, loan rates, and different lenders to see which one is best for you.
We’ve done some of the work for you and listed some direct lenders in the UK for you to and compare them with Lending Stream. We think we’re pretty great, but we’ll let you decide for yourself.
Warning: Late repayment can cause you serious money problems.
For help, go to moneyhelper.org.uk.
Understanding the importance of comparing loans
Giving you access to the best deals: Loan markets are competitive, and lenders often introduce promotional offers or discounts to attract borrowers. By comparing loans, you can take advantage of these special deals and secure the most advantageous financing options available.
Saving money: Loan terms and interest rates can vary significantly between lenders. By comparing loans, you can identify the most affordable option that offers the lowest interest rates and fees. This helps you save money over the life of the loan.
Allowing you to pick features that suit your needs: Different loans come with varying features and benefits. By comparing loans, you can gain an understanding of the features offered, such as repayment schedules, prepayment penalties, or grace periods.
How to compare loans?
Understand the loan terms, including the length of repayment, as shorter terms may have higher payments, but less interest paid in the long run.
Evaluate any fees and charges associated with the loan and watch out for hidden costs like insurance.
Assess the flexibility of repayment options, such as the ability to make extra payments or pay off the loan early without penalties.
Lastly, if you are unsure about certain loan terms or have complex financial circumstances, consider consulting a financial advisor who can provide personalized guidance and help you compare loan options effectively.
Which type of loan is right for you?
Short term loans: Suitable for various purposes, such as debt consolidation, home improvements, or unexpected expenses.
No guarantor loans: Don’t require a guarantor or co-signer to secure the loan.
Payday loans: Provides short-term cash advances, but often comes with high interest rates and fees.
Bad credit loans: Designed for people who have a poor credit score, but at higher interest rates and fees.
Quick loans: If you need access to quick cash to cover a one-off emergency, a quick loan can help.
Unsecured loans: Allow you to borrow money without offering collateral, such as your home.
Consider your financial goals, the amount needed, repayment terms, and interest rates when selecting the right loan type.
What are the essential factors to consider when comparing loans?
- Interest rates: Compare the interest rates offered by different lenders. Consider whether the rates are fixed or variable and assess their impact on monthly payments and the total repayment amount.
- Fees and charges: Evaluate the fees and charges associated with the loan, such as origination fees, application fees, prepayment penalties, or late payment fees.
- Loan terms: Understand the loan terms, including the duration of the repayment period.
Compare Lending Stream with other lenders
When it comes to making financial decisions, you deserve choice. We’re so confident that Lending Stream is the right service that’ve we’ve compared ourselves with other direct lenders. That way, you can make up your own mind.
Satsuma Loans
When Satsuma were lending, it would take up to an hour to get approved loans in your account. We know you need it faster. If you’re approved with Lending Stream, we’ll send the cash to your bank in under 90 seconds.
Read more about Satsuma Loans
Sunny Loans
Sunny said they’d get the cash to you in 15 minutes, as long as your application was approved. We’re even quicker. If you’re approved, we’ll send the cash to your bank in 90 seconds. Plus, we’re still lending.
Read more about Sunny Loans
Provident Loans
Provident used to offer doorstep loans. Lending Stream is completely online, which means you can apply for our loans online and get an almost instant decision. Plus, we’re still lending!
Read more about Provident Loans
Pounds to Pocket
Pounds to Pocket used to specify that it could take up to 30 minutes for the approval process to go through. We won’t make you wait. Apply with Lending Stream for an instant decision.
Read more about Pounds to Pocket
Tappily
Although Tappily are no longer lending, a Lending Stream loan can offer the same relief. Find out how we can help.
Read more about Tappily
MyJar Loans
MyJar Loans are no longer lending, but don’t worry, Lending Stream is flexible, fast and could help you with bad credit.
Read more about MyJar Loans
Peachy Loans
When Peachy Loans were still in business, they offered small loans between £100 and £1,000. Lending Stream can do better. Apply for a short term loan up to £1,500.
Read more about Peachy Loans
QuickQuid Loans
Our repayment terms are much simpler than QuickQuid ever were. Lending Stream offers short term loans over six months. Find out for yourself!
Read more about QuickQuid
Bamboo Loans
If you are approved for a Bamboo loan, you’ll receive the money by midnight same day. However, if you’re approved for a Lending Stream loan, we’ll send the cash to your bank in 90 seconds.
Read more about Bamboo Loans
Amigo Loans
You won’t need a guarantor to be accepted for a Lending Stream loan, but Amigo Loans worked differently. Amigo Loans are no longer lending, but we are!
Read more about Amigo Loans
SafetyNet Credit
Borrowing with Lending Stream is faster. If you’re approved, we’ll send the cash to your bank in under 90 seconds. Whereas SafetyNet said it will take less than 15 minutes to receive funds but can take up to 2 hours and they are no longer lending.
Read more about SafetyNet Credit
Ready to start?
Warning: Late repayment can cause you serious money problems.
For help, go to moneyhelper.org.uk.
We don't offer loans under 60 days. We offer 6 or 12 month loans. The maximum repayment period is 12 months. Maximum APR 1721%.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk