Pounds to Pocket loans are for six month loans up to twelve month loans. The longer you borrow for, the more you repay (however, the more that amount is spread out).
Pounds to Pocket is a sister brand to QuickQuid, with both brands operated by CashEuroNet UK LLC, which is based in London. While your credit record is taken into account when you apply, loans like these are sometimes described as ‘bad credit loans'.
When you apply with Pounds to Pocket, they specify that it can take up to 30 minutes for the approval process to go through. If you're then approved, it can take up to a further 10 minutes for the cash to be transferred.
Repayments are usually taken through direct debit or continual payment authority on your debit card. You can make extra (or early) payments, but you'll need to pay via email, call or live chat. There's no app, and you can't make payments through your online pounds to pocket account.
At Lending Stream, we pride ourselves on putting the customer first. And that means instant decisions. We understand that speed is of the essence when you need quick loans. So we use sophisticated online algorithms to analyse your application and come back with an immediate decision. So you don't need to wait around to be contacted - you'll get a decision there and then.
We also understand that you might want to pay in your own time, so we make it easy to have alternatives to direct debits or continuous payment authorities. At any time, you can log into your online account (or download our handy app) and make a payment in your own time. No need to wait to deal with anyone - it's all in your control.
If you're looking for a six month loan, then you may find that Lending Stream fulfils your needs. All you have to do is apply online and you'll get an instant decision. And if you're approved, we'll start the funds transfer process in minutes*.
Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk.
"Honestly LendingStream have helped me so much through the last few months when no one else would, 110% recommendation for this company."Matt Nettleton, 28th October 2017
"Had 2 loans from Lending Stream and each time they went through with no problems. Its helpful too that you can pay off more each month if you can afford it and save money!! Great!!"Bernadette, 7th November 2017
"Great service and really easy. Like that I can pay off early and save money. Would recommend in fact I have and they are equally happy."Tony Thornton, 3rd November 2017
Apply online anytime - no
need to visit a store.
We can initiate fund transfer process within minutes*
We don't charge an application
fee or transfer fee.
We don't offer loans under 60 days. Early prepayment options that are available are not associated with any fees or cost. Maximum APR of 1698.1%. Given a Representative APR is 1325%, if you borrow £200 over 6 months at 292.0% p.a. (fixed) your first repayment will be £33.60 followed by £96.00, £75.84, £66.88, £62.40 and £48.96 the following months. You will repay £383.68 in total, there are no additional fees.