Are you looking for a £3,000 loan? At Lending Stream, we offer less than 3000 pounds, but we do consider people with bad credit. If your loan is approved, we’ll send the cash to your bank in under 90 seconds.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Representative 1333% APR
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Very easy to apply
Very easy to apply, couldn’t have been more simpler to be honest and the money was in my account in less than a minute 10/10
Leona, 18 November 2023
Poor credit rating no problem
Quick and easy to apply
Kim, 25 November 2023
£3,000 loans are commonly known as short term or personal loans. If you’re struggling financially, £3000 can help pay for unexpected expenses, home improvements, consolidate debt, and beyond.
£3,000 loans are unsecured. This means you don’t have to provide collateral for security. Most direct lenders will offer flexible monthly repayments, allowing you to customize the repayment plan to fit your individual circumstances.
£3,000 loans are designed to offer convenience and swiftness, as they involve minimal paperwork and quick approval processes, catering to individuals in need of immediate access to money.
If you are approved for a £3,000 loan and agree to the loan term and loan rate, the funds will be transferred to your UK bank account, typically within a few hours or on the same day.
If you’re looking for a relatively small loan, Lending Stream offers short term loans of up to £1500 (upto £800 for new customers). We know that personal circumstances change all the time, which is why we offer enough to give you a little financial lift. We’re a reputed direct lender in the UK.
You can use a £3,000 loan for several reasons, depending on your specific needs and personal circumstances:
Remember it’s important to carefully consider your financial situation and repayment capability before you borrow money.
If you’re thinking of applying for a loan, start by looking for online eligibility checkers or pre-qualification tools.
To determine if you are likely to qualify for a 3000 pound loan, you’ll need to enter some basic info about yourself like your income and employment status. These checks are quick, easy and won’t impact your credit report.
Lending Stream offer unsecured loans of up to £1500. If you want to apply with us, you must meet the following criteria:
As a direct lender, we understand that your credit report might not tell the whole story of your current financial situation. Even if you have a bad credit history, we’ll still consider your loan application.
We look at a bunch of other factors to better understand what you can comfortably afford. So don’t stress too much about poor credit history.
If you are looking to apply for a loan with Lending Stream, then you should know that we can offer small loans of up to £1500. All you need to do is fill out our online application form and give us the following details:
Once we receive your application, we will run a credit check and affordability check on your profile. If approved, the loan amount will be sent to your bank within 90 seconds.
This can vary depending on the lender and the specific terms of the loan. Make sure you fully understand your options and the repayment period before you commit to anything.
If you are approved for an unsecured personal loan with Lending Stream, you’ll make 6 fixed monthly repayments to pay off your loan. And if you want to pay your loan early, there are no early repayment fees, so you can clear your debt whenever you’re ready.
If you already have an account with us, you can log in and chat with us through there. Otherwise, you can get in touch on our contact us page.
If you prefer you can give us a call on 0203 808 4440#. We’re open from 9am to 6pm Monday to Fridays, and 9am to 1pm Saturdays.
Yes, it is possible to get a £3000 loan with bad credit, but it may be more challenging compared to obtaining a loan with good credit.
It is unlikely to obtain a £3,000 loan with no credit check. Most traditional lenders and financial institutions perform credit checks whenever you apply for a new loan. They use credit checks to assess the borrower’s creditworthiness and determine the level of risk involved in lending.
Yes, you can get unsecured personal loans for £3,000. This means your loan won’t require collateral, such as a property or vehicle, to secure the loan amount.
Yes, it is possible to get a £3,000 loan without requiring a guarantor. Many lenders offer no guarantor loans. These loans are based on the borrower’s creditworthiness and ability to repay the loan, rather than relying on someone to co-sign.
Yes, you can use a £3,000 loan as a consolidation loan. Debt consolidation involves taking out a loan to pay off multiple high-interest debts, such as credit card balances, personal loans, or other outstanding obligations. By consolidating your existing debts, you can streamline your payments into a single loan, often with a lower interest rate or more favourable repayment terms.
We don't offer loans under 60 days. We offer 6 or 12 month loans. So, the minimum repayment period is 6 months and the maximum repayment period is 12 months. You can choose to repay early and save on interest without any penalty. Maximum APR 1721%.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Very good company
Very good company, it's easy to fill out the application, everything is written well and clearly and the money is quickly in your account. The company is worth recommending
Grzegorz Komajda, 24 November 2023
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