Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. You can compare our loans to other short term lenders.
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  • Scott Woolveridge

Scott Woolveridge

Operations Director – Lending Stream

Connect with Scott

drafty

Scott Woolveridge is the Operations Director at Gain Credit, a leading fintech company that develops credit solutions for underserved consumers. He has a broad background in financial services, insurance, customer management, and service operations, with experience across the UK and international markets.

Over his career, Scott has led large-scale operational teams, managed high-volume processing and contact centre environments, and delivered successful start-ups and business turnarounds. He brings deep expertise in operations management across public, private, and social enterprise sectors. Scott holds a BA in Communication Studies and is passionate about applying practical, customer-focused solutions to drive performance and improve operational outcomes.

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“Bad credit loans may help people who missed payments before. They can also help people who are new to credit. These loans can help in the short-term if you need money in an emergency. They may cost you more in interest than some other loans. Lenders will check if you can pay back the loan when you apply. If you pay all your loans and credit on time every month, your credit rating may get better. This may make it easier to get loans in the future.”

Scott Woolveridge

Operations Director
Loan Expert – Lending Stream

We don't offer loans under 60 days. We offer 6 or 12 month loans. So, the minimum repayment period is 6 months and the maximum repayment period is 12 months. You can choose to repay early and save on interest without any penalty. Maximum APR 1625%.

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.

We are a lender and may pay commissions to credit brokers or other intermediaries who introduce customers to us. The amount of commission we pay can vary depending on the broker, the product offered, and the terms agreed with the broker. This commission is not charged to you and does not affect the total cost of your loan.

Responsible Lending: Take a moment to decide if Lending Stream is right for you. Short term loans are an expensive form of borrowing  and may not be suitable for you, especially if you're in financial difficulty.

Lending Stream is a trading name of GAIN Credit LLC. Contact Address: Lending Stream, PO Box 10756, Leicester, LE3 4GX | Registered Address: 251 Little Falls Drive, Wilmington, DE 19808, USA | Registered in the State of Delaware, USA | Registration Number: 4124111. Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.

*We send cash to your bank in under 90 seconds if you are approved. It may take longer to reach your account depending on your bank’s processes.

#Call charges apply. Standard charges from landlines, mobiles and other providers may vary.

1 New customers can borrow between £50 to £800, existing and returning customers can borrow from £100 to £1500.

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