Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. You can compare our loans to other short term lenders.

Meet Our Expert Team

Our team at Gain Credit is composed of seasoned fintech professionals and industry experts, bringing together decades of combined experience in financial services, credit innovation, and customer-focused lending. Looking to learn more about responsible lending, non-prime credit solutions, or the latest fintech developments? You’re in the right place.

Discover More About Our Team Members Here:

Andrew Wayland

VP Customer & Proposition
Loan Expert – Lending Stream

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Scott Woolveridge

Operations Director
Loan Expert – Lending Stream

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We don't offer loans under 60 days. We offer 6 or 12 month loans. So, the minimum repayment period is 6 months and the maximum repayment period is 12 months. You can choose to repay early and save on interest without any penalty. Maximum APR 1625%.

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.