Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. You can compare our loans to other short term lenders.
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Illness – cancer diagnosis

Ruby had made two repayments on her Lending Stream loan when she was diagnosed with terminal cancer. She had to start treatment immediately.

With so much on her mind, and because she’d have to take time off sick, she wasn’t in a position to continue with the loan agreement.

At a time like this, the last thing Ruby needed was for this to be complicated, so we tried to make it as simple as possible.

Ruby explained the situation, and we froze the loan payments immediately. We confirmed some details, which we did as quickly and discreetly as possible. Given the seriousness of the diagnosis, we wrote off the loan. This meant Ruby didn’t have to make any further repayments. With so much to worry about, we didn’t want to add to it. By not having to think about repayments and reminder letters, Ruby was able to focus on the things most important to her.

Cancer support

We are not affiliated with or promoting any sites listed. They are here for information only. Cancer is one of the toughest fights most of us will ever face. But you don’t have to go through it alone. MacMillan offers clinical, practical and financial information, as well as support.

MacMillan >

We don't offer loans under 60 days. We offer 6 or 12 month loans. So, the minimum repayment period is 6 months and the maximum repayment period is 12 months. You can choose to repay early and save on interest without any penalty. Maximum APR 1625%.

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.

We are a lender and may pay commissions to credit brokers or other intermediaries who introduce customers to us. The amount of commission we pay can vary depending on the broker, the product offered, and the terms agreed with the broker. This commission is not charged to you and does not affect the total cost of your loan.

Responsible Lending: Take a moment to decide if Lending Stream is right for you. Short term loans are an expensive form of borrowing  and may not be suitable for you, especially if you're in financial difficulty.

Lending Stream is a trading name of GAIN Credit LLC. Contact Address: Lending Stream, PO Box 10756, Leicester, LE3 4GX | Registered Address: 251 Little Falls Drive, Wilmington, DE 19808, USA | Registered in the State of Delaware, USA | Registration Number: 4124111. Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.

*We send cash to your bank in under 90 seconds if you are approved. It may take longer to reach your account depending on your bank’s processes.

#Call charges apply. Standard charges from landlines, mobiles and other providers may vary.

1 New customers can borrow between £50 to £800, existing and returning customers can borrow from £100 to £1500.

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