Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. You can compare our loans to other short term lenders.
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Addiction to gambling

Sarah had been dealing with her gambling addiction for quite some time. She’d kept it well hidden, but it was now eating into her finances and becoming difficult to stop. She was getting help to conquer her addiction, but had to sort out her finances too.

She’d borrowed from us stating that it was for a different reason, and nothing had turned up in her financial check to suggest there was a problem.

We didn’t want to add pressure to her situation. So when she called us up, and spoke to our customer contact centre, we listened.

We understood that this had caused financial problems, so we agreed a repayment plan with her. This froze the interest on her account and gave her more time to repay the loan.

While this was recorded on her credit file, it caused far less difficulty for it than missed or late repayments would have done. And the extra time to repay gave her more flexibility to sort out her finances.

Sarah was relieved. Speaking to someone about gambling issues can be difficult, especially when you’re worried about the response. Finding out that people were willing to listen and help if they could was a big help.

Support with problem gambling

We are not affiliated with or promoting any sites listed. They are here for information only. GamCare is the leading national provider of free information, advice and support for anyone affected by problem gambling.

GamCare >

We don't offer loans under 60 days. We offer 6 or 12 month loans. So, the minimum repayment period is 6 months and the maximum repayment period is 12 months. You can choose to repay early and save on interest without any penalty. Maximum APR 1625%.

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.

We are a lender and may pay commissions to credit brokers or other intermediaries who introduce customers to us. The amount of commission we pay can vary depending on the broker, the product offered, and the terms agreed with the broker. This commission is not charged to you and does not affect the total cost of your loan.

Responsible Lending: Take a moment to decide if Lending Stream is right for you. Short term loans are an expensive form of borrowing  and may not be suitable for you, especially if you're in financial difficulty.

Lending Stream is a trading name of GAIN Credit LLC. Contact Address: Lending Stream, PO Box 10756, Leicester, LE3 4GX | Registered Address: 251 Little Falls Drive, Wilmington, DE 19808, USA | Registered in the State of Delaware, USA | Registration Number: 4124111. Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.

*We send cash to your bank in under 90 seconds if you are approved. It may take longer to reach your account depending on your bank’s processes.

#Call charges apply. Standard charges from landlines, mobiles and other providers may vary.

1 New customers can borrow between £50 to £800, existing and returning customers can borrow from £100 to £1500.

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