£600 Loans
If you are in need of a quick £600 loan, Lending Stream is the solution. If you apply and are approved, we’ll send the cash to your bank in 90 seconds*. We consider people with poor credit history for a 600 pound loan.
Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.
Not all applications will be approved for a loan. An offer of credit is subject to status and affordability checks.
Why choose Lending Stream for £600 loans?
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Direct Lender
Lending Stream is a FCA authorised and regulated direct lender, offering short-term loans without any hidden fees.
No early repayment fees
Repay in 6 monthly instalments. We don’t charge for early repayment.
Fast
Apply online 24/7 with decisions in seconds. If approved, cash is sent to your bank in 90 seconds.*
What are £600 loans?
£600 loans can be short term loans. They are designed for borrowers who need money quickly and don’t want a long-term repayment plan. These loans can be offered by online direct lenders. 600 pound loans can be a same day loan.
£600 loans can have higher interest rates, and late repayments may make them more expensive.
With Lending Stream, you can apply for a £600 unsecured loan today. First-time customers can apply between £50 and £800, while existing customers can apply for £100 – £1,500. If approved, the cash will be sent to your bank in just 90 seconds. It may take longer to reach your account depending on your bank’s processes.
How do I check if I’m eligible for a £600 loan?
To apply for a 600 pound loan with Lending Stream, you must:
- Have a valid debit card and bank account.
- Be a UK resident.
- Be 18 or over.
- Be in regular employment with an income of at least £400 per month.
When you apply, you’ll need to show that you can afford the repayments from your regular income. This will need to be on top of your other financial needs and expenses.
Representative 1271%APR
How can I apply for a £600 loan?
To apply for a £600 loan with Lending Stream, just apply online. We’ll review your information and give you an answer within minutes.
For this, you’ll need to tell us:
- How much you want to borrow with us.
- Some personal details.
- Your employment, salary, expenses and banking details.
Once we have received your application, we’ll carry out an affordability and credit check. This is to make sure you can afford the repayments. If your application is successful, we will transfer the loan to your bank within 90 seconds. It may take longer to reach your account depending on your bank’s processes.
Representative 1271%APR
How long you have to pay your £600 loan back?
With Lending Stream, you’ve got 6 months to pay back what you borrow.
If you want to repay your loan sooner, that’s fine too! Our loans are charged at a daily interest rate, so you can save money by repaying early. We don’t charge any extra fees for early repayments either.
What if my £600 loan application is rejected?
We never guarantee your application will be approved. We’ll look at different factors when you apply for a 600 pound loan, including your credit score.
Sometimes, information from a credit reference agency can lead to us declining your £600 loan. If this is the case, we’ll let you know the name of the credit reference agency we used by email. You can have a look at your credit file with them if you want to, and see if there are any inaccuracies.
What are the advantages of £600 loans?
Fast cash
If you are in need of urgent cash for unexpected expenses, a £600 loan might be the right amount. And if approved with Lending Stream, you’ll get it quickly.
No Assets Required
When you apply for a £600 loan with us, you won’t need to risk any of your possessions. We won’t ask you to insure the loan against your house, car or anything else.
You May be Eligible for a £600 Loan with Bad Credit
Your credit score is important for us. But we understand that a credit score will not always fully reflect the current situation. We’ll take a look at more information about you and your finances. Whether we give loans to people with bad credit depends on what they can afford.
Repay in Affordable Amounts
If you take out a £600 loan with Lending Stream, we’ll give you 6 months to pay back. You don’t have to pay it all back in one go like with payday loans.
Representative 1271%APR
What is the disadvantage of a £600 loan?
Short term loans for £600 can have a higher interest rate than a loan from a high street bank.
Is a 600 pounds loan what you need? Think carefully if this is the right amount to borrow to meet your needs.
FAQs – 600 Pound Loan
Can I apply for a £600 loan if I have a bad credit score?
Yes, you can apply for a £600 loan with a bad credit score. We don’t just look at your credit score when applying. We’ll take a look at your current finances as well as your credit history.
Can I apply for a £600 loan with no credit check?
No, we cannot approve you for a £600 loan with no credit check. As with any responsible lender, we will do a credit check before making any decisions. This is because we need to assess your financial situation before we can offer you a loan.
How much does it cost to apply for a £600 loan with Lending Stream?
It doesn’t cost anything to apply for a loan with Lending Stream. We’ll carry out a credit check and affordability assessment as part of our application process. But we don’t charge for these. With Lending Stream, there are no hidden fees or charges.
Will taking out a £600 loan affect my credit score?
Taking out a loan and making your repayments on time may help to improve your credit score. However, late or missed repayments will negatively impact your credit score.