£50 Loan
Looking for a £50 loan? Lending Stream is here to help. You can apply online and get a quick decision with us. We’re a direct lender offering loans from £50 – £800 for new customers, £100 – £1500 for existing. We assess your financial needs and consider people with bad credit rating.
Not all applications will be approved for a loan. An offer of credit is subject to status and affordability checks.
What our customers are saying
Why Choose Lending Stream for a £50 Loan?
Trusted
Rated Excellent on Trustpilot with 25,000+ reviews by customers across the UK.
Direct Lender
Lending Stream is a FCA authorised and regulated direct lender, offering short-term loans without any hidden fees.
No early repayment fees
Repay in 6 monthly instalments. We don’t charge for early repayment.
Fast
Apply online 24/7 with decisions in seconds. If approved, cash is sent to your bank in 90 seconds.*
Representative 1271%APR
Lending Stream is FCA Authorised
Lending Stream has been helping UK customers since 2008. We’ve helped over half a million people by lending more than 3.5 million short term loans. We are an FCA-authorised direct lender with authorisation number 689378. Our top priority is lending responsibly and giving customers a great experience.
We make sure you know all costs, fees, and repayment terms before borrowing. That is why we show every charge upfront, including interest rates. There are no hidden costs or surprises. Everything is clear and easy to understand.
Can I Get a 50 Pound Loan?
Yes, you may be able to get a 50 pound loan if you meet our eligibility checks. A £50 loan is a small loan designed to cover urgent costs like a repair or bill when money is tight. At Lending Stream, we look at more than just your credit score. We review your income and overall financial situation to decide if the loan is right for you. New customers can apply for loans from £50 up to £800, while returning customers can apply for £100 to £1500.
Applying is simple, online, and takes only a few minutes. If approved, funds are usually sent to your bank within 90 seconds*. This makes a £50 loan a quick and convenient option for short-term financial needs. Even if you have bad credit history, you might be able to get one.
Representative 1271%APR
£50 Loan from a Direct Lender
When you need to borrow £50 pounds from a direct lender, choosing Lending Stream means getting a quick decision, money sent to your bank in 90 seconds*, if approved. As a £50 loan direct lender, we keep things simple. You deal with us directly, from applying online to repayments, which means fewer delays.
We make decisions fast and offer same day loans. Our application is fully online and available 24/7, with a clear view of your repayment terms and total costs. Whether you need a 50 pound loan for a short-term gap or to cover an unexpected expense, Lending Stream is designed to help, even with a low credit score.
Representative 1271%APR
Eligibility Criteria for a £50 Loan with Lending Stream
If you are looking to check your eligibility to apply for a £50 loan with Lending Stream, then you must:
- Have a valid debit card
- Have an active UK bank account
- Be a UK resident
- Be at least 18 years old
- Be in regular employment with a monthly income of at least £400
During our application process, we might ask you to show proof of your income. As a responsible lender, we do this to ensure that you can comfortably afford the loan repayments.
Representative 1271%APR
How Can I Apply for a £50 Loan with Lending Stream?
If you’re looking to borrow £50, Lending Stream might be able to help you. As a direct lender, Lending Stream gives you an easy way to apply for a 50 pound emergency loan or more. If you’re looking for a £50 loan with bad credit, we will still consider your application. Even with a poor credit score, we look at your entire financial situation before making a decision.
To apply for a 50 pound loan with us, complete our online application form by:
Entering your personal details
Choosing the amount you want to borrow with us
Providing us with your employment, salary, expenses, and banking details
Once we get your application, we’ll run a credit check. We’ll also check if you can manage the repayments. If approved, we will send the approved amount to your bank within 90 seconds. Depending on your bank’s processes, it may take longer to reach your account.
We understand that credit scores don’t always represent your current financial situation. That’s why we consider individuals with a poor credit history too for bad credit loans.
Representative 1271%APR
Lending Stream vs Other £50 Loan Direct Lenders
| Feature | Lending Stream | Other Direct Lenders |
|---|---|---|
| Loan Application Time | You can apply online. We’re available 24/7. We give instant decisions. | Varies. Some lenders may require phone or in-person applications. |
| Payout Speed | We send money to bank within 90 seconds (if approved). It may take longer to reach your account depending on your bank’s processes. | It varies between lenders. |
| Accepts Bad Credit | Yes, we consider people with bad credit. | It varies between lenders. Some may consider and some may not. |
| No Guarantor Required | You don’t need a guarantor to apply for a loan with us. | Varies. Some lenders may require a guarantor. |
Representative 1271%APR
“A £50 loan is a small loan usually taken over a short time. You can use it to pay for things you need right away, like a bill or travel fare when you don’t have enough money. Even though borrowing £50 is not a lot of money, it’s still a loan. Only take it if you know you can pay it back. The lender will check your monthly income and outgoings. They want to make sure you can pay them back before they say yes.”
Scott Woolveridge
Loan Expert – Lending Stream
Can Lending Stream Lend You More Than 50 Pounds?
Yes, Lending Stream can offer more than just a £50 loan. Customers may start with a £50 loan to handle a small emergency or unexpected expense. We also provide larger loan amounts depending on your borrowing needs and eligibility.
New applicants can apply for between £50 and £800. Existing borrowers can apply for loans from £100 to £1,500. The loan amount offered is based on your financial situation, not just your credit history. Our aim is to help you borrow what you need, with repayment terms that fit your budget.
Representative 1271%APR
How Do I Repay My 50 Pound Loan?
Repaying your £50 loan with Lending Stream is simple and clear. When you apply, we’ll show you the exact repayment terms upfront. This includes:
How much you’ll need to pay
When payments are due
And for how long you will repay
Repayments are taken automatically from your valid bank account. This is done using your registered debit card. You can also choose to repay early if you like. There are no penalties or extra fees for doing so.
If you’re ever struggling to pay on time, we encourage you to contact us. We might help you find a plan that fits your circumstances and avoids further issues. It’s also important to know that help is available:
StepChange Debt Charity – Free, confidential advice tailored to your financial situation.
National Debtline – Offers independent guidance by phone or online.
Citizens Advice – Local and online support covering debt, benefits, and legal rights.
How Long Do You Have To Pay Your £50 Loan Back?
The repayment terms for a £50 loan depend on the lender’s policies and your loan agreement. Many lenders offer flexible repayment options ranging from a few weeks to several months. With Lending Stream, you have 6 months to pay back whatever you borrow with us.
But if you want to repay your loan early, you can! There are no extra fees if you want to repay early. Our loans are charged at a daily interest rate, so you can save money on interest if you repay early.
What If My Application To Borrow 50 Pounds Is Rejected?
We never guarantee your loan application will be approved. While we do check many different factors when you apply for a £50 loan, we don’t accept everyone. If your £50 loan application with Lending Stream is declined, it could be because you don’t meet our requirements. We may also be unsure if the loan is affordable for you right now.
If you’re struggling financially, it might be worth checking that you’re getting all the benefits you’re entitled to. You can check this over at Afforda, with our BenefitGlance tool.
If we turn down your £50 loan based on your credit check, we’ll tell you. We’ll email you the name of the credit agency we used. You can then check your credit report with them if you want to.
What are the Advantages of a £50 Loan?
Fast
If you have an unexpected financial emergency, then you might need a £50 loan quickly. You can apply with Lending Stream for a quick loan. We provide quick decisions, and if approved, we send cash to bank within 90 seconds. It may take longer to reach your account depending on your bank’s processes.
No collateral required
When you apply for a £50 loan with us, you won’t have to provide any assets or property. We offer £50 unsecured loans. You can borrow based on your current affordability.
You may be eligible for a £50 loan with bad credit
As a regulated direct lender, we never pretend that your credit score isn’t important. But we won’t only take your credit score into account. We’ll look at your current financial situation, so we do consider bad credit loans sometimes. Even with a low credit score, you may still be approved for a £50 loan.
Repay in affordable amounts
If you take out a loan with Lending Stream, we’ll give you 6 months to pay back. You can even repay early if you want to with no extra fees.
What are the Disadvantages of a £50 Loan?
- Because a 50 pound loan is a short term loan option, the interest rates may be higher than longer-term loans.
- Is a 50 pounds loan what you need? Think carefully if this is the right amount to borrow to meet your needs.
FAQs – 50 Pound Loan
Can I Get A £50 Loan With Bad Credit?
Yes, you can still get a £50 loan even with bad credit. At Lending Stream, we consider your application if you have bad credit or a low credit score. We believe that everyone deserves a fair chance. We’ll always consider individual circumstances when assessing loan applications.
Can I Get A 50 Pound Loan?
Yes, you can apply for a 50 pound loan with Lending Stream. It’s a quick and easy way to get support for an unexpected bill or short term cost. We’re a direct lender, and our process is simple. If approved, your loan could be paid the same day.
Where Can I Borrow £50 Instantly?
You can apply for a £50 loan instantly at Lending Stream. We’re an FCA-authorised direct lender, and our application takes just minutes. If you’re approved, we send the funds to your bank within 90 seconds. It may take longer to reach your account depending on your bank’s processes.
Is A £50 Loan Right For Me?
A £50 loan may be ideal if you need quick access to funds which you can afford to repay over monthly instalments. It’s good for small, unexpected expenses. However, it’s not suited for long-term borrowing. Always borrow what you can afford to pay back.
What Other Amounts Can I Borrow With Lending Stream?
At Lending Stream, new customers can apply for between £50 to £800. If you’re an existing borrower with a good repayment record, you might be eligible to borrow between £100 to £1,500. The loan amount depends on your credit check, income, and how much we think you can safely repay.
Can I Get a £50 Loan with No Credit Check?
Most FCA-registered companies conduct credit checks as part of their standard procedures, although it is not a mandatory requirement. The decision to perform a credit check typically depends on the nature of the services being provided and the individual company’s policies.
What are the Consequences of Not Repaying My £50 Loan?
Failing to repay a £50 loan can bring extra fees, hurt your credit rating, and make future borrowing harder. Tell your lender if you face trouble repaying on time, as they may offer help. Always borrow only what you can afford to repay, so you avoid more strain from unexpected costs.
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