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How can I contact you if I have a problem?

For general Lending Stream support, you may contact us by email at info@lendingstream.co.uk or by phone on 0203 564 7028#. Our call centre representatives are available 08:00 - 20:00 to assist you.


For information on how to file a complaint, click here.


If you are having difficulty repaying your credit line, or if you won't be able to make a payment on time, contact us immediately. We want to help. We will work with you to arrange an affordable alternative payment plan. If you don't let us know that you are having financial difficulties, we will continue collecting your next payment automatically. That could empty your account of money you need for essential living expenses and send your account into arrears, resulting in a late fee.


The Financial Conduct Authority recommends contacting the following not-for-profit organisations for free, confidential and impartial debt advice, or for details of where to get such advice in your area.


Money Advice Service


For free, unbiased and easy-to-access money tools, information and advice, visit www.moneyadviceservice.org.uk or phone 0300 500 5000 to speak to a Money Adviser.


Money Advice Scotland


If you live in Scotland, phone 0141 572 0237 or visit www.moneyadvicescotland.org.uk to find contact details for debt advice in your local area.


Advice NI - Debt Action NI service


If you live in Northern Ireland, phone 0800 917 4607, email debt@adviceni.net or visit www.debtaction-ni.net for debt advice.


AdviceUK


Member centres offer debt advice including specialist advice for minority communities and people with disabilities - visit www.adviceuk.org.uk or phone 0300 777 0107.


Christians Against Poverty (CAP)


For free debt advice in your home, check post code coverage at www.capuk.org then call 0800 328 0006.


Citizens Advice


For advice and information on debt and other topics, visit your local Citizens Advice Bureau (address in the phone book) or go to www.adviceguide.org.uk.


National Debtline


If you live in England, Wales or Scotland phone 0808 808 4000 or visit www.nationaldebtline.org for debt advice and information.


StepChange Debt Charity


For debt advice throughout the UK phone 0800 138 1111 or visit www.stepchange.org.


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Representative

1272% APR

Learn more about the cost of your loan, default charges, risks and prepayments.

Responsible Lending: Carefully consider whether a loan is right for your individual financial situation. Borrowing of this type is an expensive form of credit that may be appropriate for short term financial needs but which is not appropriate for longer term borrowing or if you are in financial difficulty. All loan application are subject to status, terms and conditions and to satisfactory passage of checks on credit worthiness and affordability.

We don't offer loans under 60 days. Early prepayment options that are available are not associated with any fees or cost. Maximum APR of 1698.1%. Given a Representative APR is 1272%, if you borrow £200 over 6 months at 292.0% p.a. (fixed) your first repayment will be £46.40 followed by £88.00, £78.40, £69.76, £59.84 and £49.28 the following months. You will repay £391.68 in total, there are no additional fees.