Loans 2 Go Alternative
Looking for a Loans 2 Go alternative? Lending Stream could help. We offer short term loans between £50 and £800 for new customers and £100 – £1,500 for existing customers with 6 months to repay. If approved, we’ll send the cash to your bank account in 90 seconds*. Try Lending Stream today.
Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.
Not all applications will be approved for a loan. An offer of credit is subject to status and affordability checks.
Why choose Lending Stream as a Loans 2 Go Alternative?
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Direct Lender
Lending Stream is a FCA authorised and regulated direct lender, offering short-term loans without any hidden fees.
No early repayment fees
Repay in 6 monthly instalments. We don’t charge for early repayment.
Fast
Apply online 24/7 with decisions in seconds. If approved, cash is sent to your bank in 90 seconds.*
Who are Loans 2 Go?
Loans 2 Go Ltd offer personal loans with flexible repayment terms. You can apply for a personal loan between £250 and £2,000. You can repay weekly, fortnightly or monthly. Depending on the amount you borrow, loans can be repaid over an 18 or 24-month instalment plan.
What do Loans 2 Go loans offer?
Loans 2 Go provides loans with flexible terms to those seeking an alternative to more traditional forms of credit. Here are some key characteristics of Loans2Go Loans:
- Focus on bad credit: They may still lend to you if you have poor credit history or even a CCJ (County Court Judgement). Although they will need to know that you can afford the repayments.
- Direct Lender: Loans 2 Go are a direct lender, so you won’t need to worry about brokers or anything like that. If they offer you a loan, they’ll be the ones you deal with.
- Same day: Loans 2 Go loan send money to your bank the same day (subject to their opening hours). The opening hours for their loan applications team are 8am-8pm Mondays to Fridays, and 8am-5pm on Saturdays.
As with any financial decision, you should carefully review their terms and conditions. Look at how much interest Loans 2 Go charge and what their repayment terms are before applying.
At Lending Stream, we offer short term loans. With our online loan application, you can apply whenever suits you. Complete a quick application and get an instant decision. If approved, we will send the cash to your bank in 90 seconds. It may take longer to reach your account, depending on your bank’s processes.
Are Loans 2 Go Loans regulated and authorised?
Yes, Loans 2 Go are a personal loans direct lender in the UK, authorised and regulated by the FCA. Their FCA registered number is: 679836.
What type of loans does Loans 2 Go lend?
Loans 2 Go offers personal loans between £250 and £2,000. They offer unsecured loans, so you won’t need to provide collateral. The usual repayment period is between 18 and 24 months in weekly, fortnightly, or monthly instalments.
Loans 2 Go also offer top-up or refinance loans. So, you can extend the amount you’re borrowing. You need to have had your current loan for at least 5 months and be up to date with repayments.
We prefer not to tie people into loans for that long. While we offer a smaller amount, we keep the repayment period down to 6 months. At Lending Stream, we offer short term loans between £50 and£800 for first-time borrowers, and £100 and £1,500 for returning customers.
What APR and loan terms are offered by Loans 2 Go Loans?
Loans 2 Go offer personal loans ranging between £250 and £2,000. The representative APR is 770%. The rate and/or term you are offered may vary, depending on your individual circumstances.
If you are approved for a loan, you can make the repayments automatically, using your debit card. You can also make payments via your online account with them.
Loans 2 Go aims to send your approved loan amount to your bank on the same day; Lending Stream is quicker. Once approved, we’ll send the cash to your bank account in 90 seconds*.
How is Lending Stream different from Loans 2 Go?
| Lending Stream | Loans 2 Go |
|---|---|
| With Lending Stream, you can apply for a short term loan from as low as £50 as a first time borrower. £100 as a returning borrower. | The minimum loan amount is £250. If you are looking to borrow a smaller amount, Loans 2 Go may not be ideal. |
| Once approved, we will send the cash to your bank in 90 seconds. It may take longer to reach your account, depending on your bank’s processes. | Once approved, you should expect the money to be sent to your bank on the same day. This will depend on Loans 2 Go’s opening hours. |
| With Lending Stream, you’ve got 6 months to pay back what you borrow. If you want to repay your loan sooner than 6 months, that’s fine too! You can repay as early as you want with no extra fees. | Their loans are repaid in weekly instalments, over 18 or 24 months. You can also repay early at any point. |
How do I check if I am eligible for a Lending Stream loan?
When you apply for a short term loan with Lending Stream, you must:
- Be a UK resident.
- Be at least 18 years old.
- Have a valid debit card.
- Have an active UK bank account.
- Be in regular employment with an income of at least £400 per month.
During our online application process, we might ask you for proof of your income. As a responsible lender, it’s important for us to see if you can make repayments on time.
At Lending Stream, we believe people are more than just their credit file, which is why we consider people for bad credit loans too.
Representative 1271%APR
How can I apply online with Lending Stream?
At Lending Stream, we offer short term loans for 6 months. All you have to do is fill out our online form and tell us:
- The amount you want to borrow with us.
- Some basic personal information.
- Your employment, salary, expenses, and banking details.
Once we receive your loan application, we’ll run an affordability and credit check. As a responsible lender, we do this to ensure that you can afford your loan repayments. We will give you an answer instantly. If you’re approved, we’ll send the loan to your bank in 90 seconds. It may take longer to reach your account, depending on your bank’s processes.
Representative 1271%APR
FAQs – Loans 2 Go
Is Loans 2 Go a direct lender?
Yes, Loans 2 Go is a direct lender. They make their own lending decisions and any loans you take with them will be supplied by them.
How long does Loans 2 Go take to approve?
If you are approved for a loan with Loans2Go, you can expect your money in your account the same day. This might depend on the time of day, as it’s subject to their working hours. Their loan approval team’s working hours are 8am-8pm Monday to Friday and 8am-5pm Saturdays.
Has Loans 2 Go gone bust?
No, Loans 2 Go has not gone bust. They are still operating and providing loans to customers.
Is Loans 2 Go legit?
Yes, Loans2Go is a legitimate lending company. Their trading name is Loans 2 Go Limited, registered in England and Wales. Their registered address is Bridge Studios, 34a Deodar Road, London SW15 2NN. They are authorised and regulated by the Financial Conduct Authority (679836).
Can you pay Loans 2 Go early?
Yes, you can pay off all or part of your loan early at any time, and there are no early repayment fees.
Is Loans 2 Go a payday loan?
No, Loans 2 Go is not a payday loan lender. Payday loans tend to be much shorter term. Loans 2 Go offers longer-term personal loans with flexible terms.