Dot Dot Loans Alternative
Looking for Dot Dot Loans? They have stopped lending, but Lending Stream is still here to help. We specialise in providing short term loans and offer instant decisions. Plus, if approved, we’ll send the cash to your bank in 90 seconds.
Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.
Not all applications will be approved for a loan. An offer of credit is subject to status and affordability checks.
Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.
Not all applications will be approved for a loan. An offer of credit is subject to status and affordability checks.
Why choose Lending Stream as Dot Dot Loans Alternative?
Trusted
Rated Excellent on Trustpilot with 25,000+ reviews by customers across the UK.
Direct Lender
Lending Stream is a FCA authorised and regulated direct lender, offering short-term loans without any hidden fees.
No early repayment fees
Repay in 6 monthly instalments. We don’t charge for early repayment.
Fast
Apply online 24/7 with decisions in seconds. If approved, cash is sent to your bank in 90 seconds.*
About Dot Dot Loans
Dot Dot Loans specialised in providing short term loans as an alternative to traditional payday loans. They offered loans ranging from £100 to £1000, with flexible repayment options. Dot Dot Loans aimed to provide responsible lending solutions to individuals in need of short-term financial assistance.
However, due to a number of lending issues, Dot Dot Loans is no longer offering new loans.
Has Dot Dot Loans gone into administration?
Yes, on the 17th November 2023, Dot Dot Loans went into administration. As a result, Shelby Finance Limited (trading as Dot Dot Loans) is no longer issuing any new loans.
Despite Dot Dot Loans no longer lending, there are other options out there and other ways to borrow money in an emergency. You can try Lending Stream.
What is happening with Dot Dot Loans now?
If you currently have an active loan with Dot Dot Loans, outstanding balances should continue to be paid as normal. Their customer portal will continue to operate, and they will continue to be in contact through SMS, mail, and email when your loan repayments are due. If you don’t think you’ll be able to make a monthly repayment, get in touch with them.
For online loans or a better alternative to Dot Dot Loans, check out Lending Stream. We’ve been lending since 2008 and we’re one of the most reputed direct lenders in the UK.
We offer personal loans between £50 to £1500 and 6 months to repay. You can apply online and get the money to your bank in 90 seconds, if approved.
Is Dot Dot Loans a payday lender?
No, Dot Dot Loans weren’t a payday lender. They provided an alternative to payday loans, offering short term loans from £100 to £1000. Although they are no longer lending, Lending Stream is, and we can offer you something better.
If you’re approved for our short term loan, we’ll send you the funds to your bank in 90 seconds.
How is Lending Stream different from (or better than) Dot Dot Loans?
| Lending Stream | Dot Dot Loans |
|---|---|
| Lending Stream is a direct lender which is still lending. | Dot Dot Loans was also a direct lender, but they are not lending anymore. |
| We offer loans of up to £1500 | They used to offer loans of up to £1000 |
| We’re rated excellent on Trustpilot and 99% of reviewers on reviews.co.uk recommend us | They aren’t lending anymore due to affordability complaints |
| If approved, we’ll send the cash to your bank in under 90 seconds | If approved, they used to send the cash within 1 hour |
How can I check my eligibility to apply for a loan with Lending Stream?
To be eligible to apply for a loan with Lending Stream, you must:
- Be a UK resident
- Be at least 18 years old
- Have a valid debit card
- Have an active UK bank account
- Be in regular employment with a monthly income of at least £400
As a direct lender, we’ll look at all your information rather than just your credit report. We believe people are more than just their credit file, which is why we consider people with bad credit too.
How can I apply for a loan with Lending Stream?
To apply for a personal loan with us, you need to fill out our online application form and provide us with the following information:
- A few personal details
- The amount you want to borrow
- Your employment, salary, expenses, and banking details
Once we receive your loan application, we’ll run an affordability and credit check. As a responsible lender, we do this to ensure that you can afford the repayments of your loan agreement. If you’re approved, we’ll send you the approved loan amount to your bank in 90 seconds.
Contact us – Lending Stream
If you already have an account with us, you can log in and chat with us through there. Otherwise, you can get in touch on our contact us page.
If you prefer you can give us a call on 0203 808 4440#. We’re open from 9am to 6pm Monday to Fridays, and 9am to 1pm Saturdays.
FAQs – Dot Dot Loans
How many loans can you have with Dot Dot Loans?
Customers were allowed to have one active Dot Dot loan at any time. New applications were subject to credit and affordability checks and how well you repaid your previous loan.
How long does it take to get money from Dot Dot Loans?
Dot Dot Loans funded loans every hour. Meaning if your application was successful, you would have received the funds within an hour. While that’s fast, we’re quicker. If your application with Lending Stream is approved, we’ll send the funds to your bank in 90 seconds.
What is the trading name for Dot Dot Loans?
Dot Dot Loans is a trading name of Shelby Finance Limited, a UK based online loan company. On November 17th 2023, Shelby Finance Ltd went into administration.