High Acceptance Payday Loans
Looking for high acceptance payday loans? At Lending Stream, we may have a better alternative. Our short term loans offer flexible repayment options and easy application process with instant decision. As a direct lender in the UK, we prioritise responsible lending.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Representative 1333% APR
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Very easy to apply
Very easy to apply, couldn’t have been more simpler to be honest and the money was in my account in less than a minute 10/10
Leona, 18 November 2023
Poor credit rating no problem
Quick and easy to apply
Kim, 25 November 2023
Why choose Lending Stream?
Fast
Cash sent to your bank in less than 90 seconds, once approved.
Convenient
24/7 simple & online application. Instant decision. Direct lender since 2008.
Affordable
Repay over 6 months. Pay off early with no extra fees and save on interest.
Trusted
Rated excellent on Trustpilot & 99% recommend us on Reviews.co.uk.
What are high acceptance payday loans?
High acceptance payday loans are short term loans which are designed to help individuals who are experiencing financial emergencies or unexpected expenses. These loans are typically offered by direct lenders and provide fast access to cash, often within a few hours.
But it is not that easy to get approved as all reputed lenders will run a credit and affordability check to see if you can afford the repayments. Based on all the checks, the lender will make a decision.
These payday loans are called high acceptance payday loans because they have a higher likelihood of being approved compared to other loans, even if you have a bad credit score.
However, it is important to remember that payday loans usually come with high interest rates and should be borrowed only when needed.
How much can I borrow with high acceptance payday loans from a direct lender?
The amount you can borrow with high acceptance payday loans from a direct lender in the UK will depend on many different factors. These factors can include your credit score, income, and monthly expenses.
However, most payday lenders in the UK offer loans starting from £50 to a few thousand pounds which you need to repay on your next payday.
If you borrow more than what you can afford to repay, then it can put you in serious financial problems. Also, late repayment can lead to additional charges and fees. This is why it’s important to only borrow what you can afford and comfortably repay.
How do high acceptance payday loans work?
When you apply for high acceptance payday loans from direct lenders in the UK, you’ll be asked to provide some personal information and financial details. The payday lender will then use the provided information to see whether you are eligible for the loan and how much you can borrow.
If approved by the lender, you’ll receive the funds directly in your bank account, typically within a few hours or the same day. The repayment period will usually be on your next payday or in instalments over a set period of time.
Make sure that you review the loan terms and conditions carefully before accepting it, and only borrow what you can afford to repay.
At Lending Stream, we offer a better alternative. With our short term loans, you can apply for any amount from £50 to up to £1500 (up to £800 for new customers) and get the cash to your bank within 90 seconds, if approved.
How do I check if I am eligible for a high acceptance payday loan?
Checking your eligibility for a high acceptance payday loan is simple. You need to be aged 18 or over, be a UK resident, have a stable job with a regular source of income, and have a good credit score.
Once you’ve checked your eligibility, you can apply for payday loans online. The lender will then check your application and let you know if you are eligible for a loan.
With Lending Stream, we offer something better.
If you are looking to check your eligibility for a loan with Lending Stream, then you must:
- Have a valid debit card
- An active UK bank account
- Be a UK resident
- Should be at least 18 years old
- Should be in regular employment with a monthly income of at least £400
During the application process, we might ask you to show that you have a regular income and can afford the loan repayments. This will be verified in some cases (will be done discreetly).
How to apply for high acceptance payday loans?
If you need urgent money, then a high acceptance payday loan can help. The application process is simple. Start by comparing different payday lenders and credit unions to see who is offering competitive interest rates and terms. Once you’ve selected a lender, you can check your eligibility and then apply for the loan online.
At Lending Stream, we offer short term loans for which you can apply online through our website. All you have to do is fill out our online application form and give us the following information:
- Choose the amount which you want to borrow with us
- Fill all your personal details
- Provide us with your employment, salary, expenses, and banking details
Once your application is received, we will carry out a credit and affordability credit check on your profile. If approved, the approved amount will be sent to your bank within 90 seconds.
Can I apply for a high acceptance payday loan if I have bad credit?
Having a bad credit history may limit your options when it comes to borrowing money online. However, some direct lenders in the UK may consider people for high acceptance payday loans despite their poor credit history.
While you might still get approved for a payday loan with bad credit, the interest rate and APR (annual percentage rate) will be much higher than those with a good credit history.
To improve your chances of approval for high acceptance loans, make sure to keep track of your credit score and maintain your credit file. By paying all your bills and loan repayments on time, you’ll start to build a good credit score. This will help you to qualify for better interest rates and loan terms in the future.
Can I apply for a high acceptance payday loan online?
Yes, you can. Many direct lenders in the UK offer loans online, making the process quick and convenient. To apply online, you’ll need to provide your personal and financial details asked by the lender in the application form.
Once the application is submitted, the lender will then review your details and see if you can afford the loan or not and based on the details give you a quick decision.
Contact us – Lending Stream
If you already have an account with us, you can log in and chat with us through there. Otherwise, you can get in touch on our contact us page. If you prefer you can give us a call on 0203 808 4440#. We’re open from 9am to 6pm Monday to Fridays, and 9am to 1pm Saturdays.
FAQs – High acceptance payday loans
What are the alternatives to high acceptance payday loans?
There are many alternatives to high acceptance payday loans, such as same day loans, quick loans, credit union loans, credit cards, etc. You may also consider taking help from friends or family members. It is always important to carefully consider your options and choose a loan that fits your needs.
Can I get the money on the same day?
Yes, many high acceptance payday loan lenders offer same day loans to customers who meet their eligibility criteria. Once approved, the money will be transferred to your bank account on the same day.
We don't offer loans under 60 days. We offer 6 or 12 month loans. So, the minimum repayment period is 6 months and the maximum repayment period is 12 months. You can choose to repay early and save on interest without any penalty. Maximum APR 1721%.
Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.
Very good company
Very good company, it's easy to fill out the application, everything is written well and clearly and the money is quickly in your account. The company is worth recommending
Grzegorz Komajda, 24 November 2023
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