Once my Lending Stream loan is approved,
how long will it take to receive my money?

In most cases, the loan will be streamed to your account within minutes of being approved.

However, the time that it takes for a cash loan to appear in your account may depend on your bank's policies and procedures. If it seems to be taking too long, please check with your bank first. If they can't help, please contact us at info@lendingstream.co.uk or on 0203 365 0133 (call charges apply) between 8am and 8pm and we'll check on the status of the transfer.

To start the loan streaming process, just click below to apply and get a decision.

Representative 1325% APR

Representative example
Annual Interest Rate 292.0%
Total amount of credit £200
Representative APR 1325%
Duration of agreement 6 months
Total amount payable £383.68
Total charge of credit £183.68
Amount of each payment
1st repayment £33.60
2nd repayment £96.00
3rd repayment £75.84
4th repayment £66.88
5th repayment £62.40
6th repayment £48.96

More about 1-hour loans

If you're looking for a quick payday loan alternative, where the money can be with you in a short space of time, a short-term loan from Lending Stream could fit the bill.

At Lending Stream, our aim is to help ensure that our successful loan applicants can have the money in your bank account as quickly as possible. As responsible lenders, we can't give totally instant decision loans, because we need to do checks to ensure that those who borrow from us can afford the repayments. However, once your application has been approved, the cash loan is usually in your bank account within minutes.

As an alternative to an instant payday loan, our short term loans can be repaid over six months, although you can repay in full at any time to save yourself money on interest.

1325% APR

Learn more about the cost of your loan, default charges, risks and prepayments.

Responsible Lending: Carefully consider whether a loan is right for your individual financial situation. Borrowing of this type is an expensive form of credit that may be appropriate for short term financial needs but which is not appropriate for longer term borrowing or if you are in financial difficulty. All loan applications are subject to status checks, terms and conditions and to satisfactory passage of checks on credit worthiness and affordability.

We don't offer loans under 60 days. Early prepayment options that are available are not associated with any fees or cost. Maximum APR of 1698.1%. Given a Representative APR is 1325%, if you borrow £200 over 6 months at 292.0% p.a. (fixed) your first repayment will be £33.60 followed by £96.00, £75.84, £66.88, £62.40 and £48.96 the following months. You will repay £383.68 in total, there are no additional fees.