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Can I change my loan repayment dates?

You can request a change to your loan repayment dates by email to or by calling the Lending Stream contact number 0203 365 0133# with the details of your existing and new repayment dates.

More about loan repayment dates

You might have heard about, or had your own, negative experiences with payday loan repayment schedules, which can be very rigid and inflexible. This is because by their very nature, payday loans are designed to be repaid when you receive your salary into your bank account. This is why the payday loan dates for repayment will automatically closely match your pay day.

However, circumstances do change and that’s why, at Lending Stream, we approach things a little differently. When you successfully apply for a short-term loan with us, we will set your first repayment date shortly after your next pay day. However, if you need to change this date for future repayments, perhaps if your employment pay date changes, then we want to make sure you can.

As well as offering flexible loan repayment dates for your set monthly amount, we’re more than happy for you to make additional repayments at any time, which will help you save money on interest if you pay the whole loan back over a shorter period of time than originally planned. You can make these extra repayments and manage your account by logging in to your Lending Stream account online, or using the mobile app for iOS or Android.

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1325% APR

Learn more about the cost of your loan, default charges, risks and prepayments.

Responsible Lending: Carefully consider whether a loan is right for your individual financial situation. Borrowing of this type is an expensive form of credit that may be appropriate for short term financial needs but which is not appropriate for longer term borrowing or if you are in financial difficulty. All loan application are subject to status, terms and conditions and to satisfactory passage of checks on credit worthiness and affordability.

We don't offer loans under 60 days. Early prepayment options that are available are not associated with any fees or cost. Maximum APR of 1698.1%. Given a Representative APR is 1325%, if you borrow £200 over 6 months at 292.0% p.a. (fixed) your first repayment will be £33.60 followed by £96.00, £75.84, £66.88, £62.40 and £48.96 the following months. You will repay £383.68 in total, there are no additional fees.