{"id":27571,"date":"2025-05-21T10:18:51","date_gmt":"2025-05-21T10:18:51","guid":{"rendered":"https:\/\/www.lendingstream.co.uk\/blog\/?p=27571"},"modified":"2025-05-21T10:18:54","modified_gmt":"2025-05-21T10:18:54","slug":"advantages-and-disadvantages-of-short-term-loans","status":"publish","type":"post","link":"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/","title":{"rendered":"8 Advantages And Disadvantages Of Short Term Loans"},"content":{"rendered":"\n<p>Short term loans can be a convenient way to manage unexpected expenses. Before applying, weigh the advantages and disadvantages of short term loans to make an informed decision. This blog will explore the advantages and disadvantages of short term loans to help you decide if they\u2019re right for you. Key takeaways:<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.lendingstream.co.uk\/loans\/short-term-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">Short term loans<\/a><\/strong> offer quick access to cash and may be available to those with poor credit history.<\/p>\n\n\n\n<p>Short-term loans often have higher interest rates than long-term loans, which can increase the total cost of borrowing.<\/p>\n\n\n\n<p>Relying on short term loans as revolving credit could lead to a debt spiral.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69f28550f2b21\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69f28550f2b21\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#understanding_short_term_loans\" >Understanding short term loans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#advantages_of_short_term_loans\" >Advantages of short term loans<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#1_quick_application_process\" >1. Quick application process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#2_bad_credit_score_considered\" >2. Bad credit score considered<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#3_quick_access_to_funds\" >3. Quick access to funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#4_suitable_for_urgent_financial_needs\" >4. Suitable for urgent financial needs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#5_repay_in_fixed_monthly_instalments\" >5. Repay in fixed monthly instalments<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#disadvantages_of_short_term_loans\" >Disadvantages of short term loans<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#1_high_interest_rates\" >1. High interest rates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#2_risk_of_debt_cycle\" >2. Risk of debt cycle<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#3_limited_loan_amount_availability\" >3. Limited loan amount availability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#4_impact_on_your_credit_score\" >4. Impact on your credit score<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#alternative_loan_options\" >Alternative loan options<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#1_no_guarantor_loans\" >1. No guarantor loans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#2_unsecured_loans\" >2. Unsecured loans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#3_long_term_loans\" >3. Long term loans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#4_credit_cards\" >4. Credit cards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#5_lines_of_credit\" >5. Lines of credit<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.lendingstream.co.uk\/blog\/advantages-and-disadvantages-of-short-term-loans\/#final_words\" >Final Words<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"understanding_short_term_loans\"><\/span><strong>Understanding short term loans<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"532\" height=\"399\" src=\"https:\/\/www.lendingstream.co.uk\/blog\/wp-content\/uploads\/2023\/08\/Understanding-Short-Term-Loans.jpg\" alt=\"Understanding Short Term Loans\" class=\"wp-image-27547\" srcset=\"https:\/\/www.lendingstream.co.uk\/blog\/wp-content\/uploads\/2023\/08\/Understanding-Short-Term-Loans.jpg 532w, https:\/\/www.lendingstream.co.uk\/blog\/wp-content\/uploads\/2023\/08\/Understanding-Short-Term-Loans-300x225.jpg 300w, https:\/\/www.lendingstream.co.uk\/blog\/wp-content\/uploads\/2023\/08\/Understanding-Short-Term-Loans-80x60.jpg 80w, https:\/\/www.lendingstream.co.uk\/blog\/wp-content\/uploads\/2023\/08\/Understanding-Short-Term-Loans-265x198.jpg 265w\" sizes=\"(max-width: 532px) 100vw, 532px\" \/><\/figure>\n\n\n\n<p>Short-term loans are typically provided by online lenders and alternative finance providers. Banks usually do not offer this type of loan. These loans have a shorter repayment period. This can range from a few weeks to a few months. Thus, making them ideal for those who need quick access to cash.<\/p>\n\n\n\n<p>Short term loans can be used for personal or business purposes, including covering unexpected expenses.<\/p>\n\n\n\n<p>It\u2019s important to understand the terms and conditions of a loan. As well as the interest rate and fees associated with short term financing. Different lenders offer varying interest rates and repayment terms. So it\u2019s crucial to compare offers to find the best fit for your financial situation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"advantages_of_short_term_loans\"><\/span><strong>Advantages of short term loans<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Short term loans offer several advantages that make them a popular choice for borrowers. Here are some of the advantages of short term loans to consider:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_quick_application_process\"><\/span><strong>1. Quick application process<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Unlike traditional loans, short-term loans typically have a quicker application process. This means you can access funds quicker, which can be crucial when facing urgent expenses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_bad_credit_score_considered\"><\/span><strong>2. Bad credit score considered<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Short term loans may be available even if you have a poor credit history or bad credit. Lenders may focus more on your current financial situation rather than your past credit mistakes. This makes it easier for you to get the funding you need.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_quick_access_to_funds\"><\/span><strong>3. Quick access to funds<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Short-term loans are designed to provide funds quickly. You can apply for a short term loan online making approvals faster compared to traditional long-term loans. Depending on your bank account or lender, you may get the borrowed funds the same day or the next business day.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_suitable_for_urgent_financial_needs\"><\/span><strong>4. Suitable for urgent financial needs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Life happens and sometimes we\u2019re faced with urgent expenses. Short term loans can be used for various purposes, including car repair or unexpected bills.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_repay_in_fixed_monthly_instalments\"><\/span><strong>5. Repay in fixed monthly instalments<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Short-term loans allow you to repay the borrowed amount within a flexible period of 1 to 6 months. Sometimes longer! The shorter repayment period allows borrowers to clear the debt quickly. This avoids the burden of long term financial obligations.<\/p>\n\n\n\n<p>Overall, short term loans can be a helpful financial tool for those in need. The quick application process, <a href=\"https:\/\/www.lendingstream.co.uk\/loans\/bad-credit-loans\/\"><strong>loans for bad credit<\/strong><\/a>, and fixed monthly instalments are factors of short term loan options.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"disadvantages_of_short_term_loans\"><\/span><strong>Disadvantages of short term loans<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Short term financing can be useful when you need money quickly, but they do come with certain disadvantages. Here are a few:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_high_interest_rates\"><\/span><strong>1. High interest rates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>One of the main disadvantages of short term loans is the higher interest rates. Because these loans are repaid over a shorter period, lenders may charge higher interest rates. This is due to compensate for the perceived risk. This means that if you extend the loan period, the total interest paid can be significant.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_risk_of_debt_cycle\"><\/span><strong>2. Risk of debt cycle<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Repeated borrowing or rolling over short-term loans can lead to financial difficulty. Borrowers should ensure they can repay on time before taking out a loan. If you rely on short term loans as a revolving source of credit, it can be easy to fall behind on repayments. You can then end up owing more than you can afford. This can lead to a cycle of debt that can be difficult to break.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_limited_loan_amount_availability\"><\/span><strong>3. Limited loan amount availability<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>It\u2019s important to carefully evaluate your ability to repay the loan. Consider alternatives before applying for a short term loan. This could be long term loans or finding additional income sources. With the right approach and consideration, a short term loan can be a useful tool.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_impact_on_your_credit_score\"><\/span><strong>4. Impact on your credit score<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A short term loan can impact your credit score both positively and negatively. Failing to repay your loan on time can negatively impact your credit score. This can impact your future borrowing limits too.<\/p>\n\n\n\n<p>Timely repayments can improve your credit score. Though, only when your lender reports your responsible repayments to the credit reference agencies. As a result, your efforts may improve your credit rating.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"alternative_loan_options\"><\/span><strong>Alternative loan options<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"532\" height=\"399\" src=\"https:\/\/www.lendingstream.co.uk\/blog\/wp-content\/uploads\/2023\/08\/Alternative-loan-options.jpg\" alt=\"Alternative loan options\" class=\"wp-image-27573\" srcset=\"https:\/\/www.lendingstream.co.uk\/blog\/wp-content\/uploads\/2023\/08\/Alternative-loan-options.jpg 532w, https:\/\/www.lendingstream.co.uk\/blog\/wp-content\/uploads\/2023\/08\/Alternative-loan-options-300x225.jpg 300w, https:\/\/www.lendingstream.co.uk\/blog\/wp-content\/uploads\/2023\/08\/Alternative-loan-options-80x60.jpg 80w, https:\/\/www.lendingstream.co.uk\/blog\/wp-content\/uploads\/2023\/08\/Alternative-loan-options-265x198.jpg 265w\" sizes=\"(max-width: 532px) 100vw, 532px\" \/><\/figure>\n\n\n\n<p>If you\u2019re not sure if a short term personal loan is suitable for your circumstances, explore other loan options. A few are listed below:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_no_guarantor_loans\"><\/span><strong>1. No guarantor loans<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.lendingstream.co.uk\/loans\/no-guarantor-loans\/\"><strong>No guarantor loans<\/strong><\/a> are a type of loan that does not require a co-signer or guarantor for approval. Borrowers can apply for these loans independently, without needing someone else to vouch for their creditworthiness. It lets people get a loan based only on their money situation and credit history.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_unsecured_loans\"><\/span><strong>2. Unsecured loans<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.lendingstream.co.uk\/loans\/unsecured-loans\/\"><strong>Unsecured loans<\/strong><\/a> are a type of loan that does not require an asset. While secured loans are backed by an asset, unsecured loans are based on creditworthiness. Creditworthiness is your perceived ability to repay.<\/p>\n\n\n\n<p>These loans pose higher risks for lenders. And because of that, potentially higher interest rates. However, they offer borrowers the advantage of not risking their assets as collateral.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_long_term_loans\"><\/span><strong>3. Long term loans<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Long-term loans are a type of borrowing with an extended repayment period. Usually ranging from several years to decades.<\/p>\n\n\n\n<p>These loans are suitable for larger amounts and often come with lower monthly payments compared to short-term loans. Assets may be required for some long-term loans.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_credit_cards\"><\/span><strong>4. Credit cards<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Credit cards are financial tools that allow consumers to make purchases on credit. They let you borrow money within a credit limit. Credit cards are issued by banks and other financial institutions.<\/p>\n\n\n\n<p>Individuals can repay the borrowed amount in full by the due date or choose to make partial payments. The remaining balance then collects interest. Credit cards offer convenience, rewards, and the opportunity to build credit history. But, can have high interest rates if not paid in full. Credit cards can lead to debt if not used responsibly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_lines_of_credit\"><\/span><strong>5. Lines of credit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Lines of credit are a flexible form of borrowing that provide access to a specific amount of funds. They are revolving credit, where borrowers can withdraw and repay funds as needed, up to the credit limit. Interest is charged only on the amount borrowed, not the entire credit line.<\/p>\n\n\n\n<p>Lines of credit offer convenience and can be used for various purposes. This includes emergencies, ongoing expenses, or business needs. They require approval based on the borrower\u2019s creditworthiness and financial standing. Lines of credit are not always available to people with poor credit.<\/p>\n\n\n\n<p>Before making any loan applications, evaluate your financial situation. Decide whether a short term loan is the best fit for your needs, or if another option could be better.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"final_words\"><\/span><strong>Final Words<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Short-term loans offer the advantage of <a href=\"https:\/\/www.lendingstream.co.uk\/loans\/quick-loans\/\"><strong>quick access to funds<\/strong><\/a> for emergencies and smaller needs, with shorter repayment periods and potentially lower overall interest paid. They are easier to qualify for and provide flexibility in use.<\/p>\n\n\n\n<p>However, they come with higher interest rates, limited loan amounts, and the risk of a debt cycle if not managed wisely. Borrowers should carefully consider their financial situation and repayment capability before opting for short term loans to avoid potential pitfalls and use them responsibly.<\/p>\n\n\n\n<p><strong>Disclaimer<\/strong>: The information given above is provided for information purpose only. This is not financial advice.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Short term loans can be a convenient way to manage unexpected expenses. Before applying, weigh the advantages and disadvantages of short term loans to make an informed decision. This blog will explore the advantages and disadvantages of short term loans to help you decide if they\u2019re right for you. Key takeaways: Short term loans offer [&hellip;]<\/p>\n","protected":false},"author":48,"featured_media":27575,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[267],"tags":[],"class_list":["post-27571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loans"],"_links":{"self":[{"href":"https:\/\/www.lendingstream.co.uk\/blog\/wp-json\/wp\/v2\/posts\/27571"}],"collection":[{"href":"https:\/\/www.lendingstream.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lendingstream.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lendingstream.co.uk\/blog\/wp-json\/wp\/v2\/users\/48"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lendingstream.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=27571"}],"version-history":[{"count":3,"href":"https:\/\/www.lendingstream.co.uk\/blog\/wp-json\/wp\/v2\/posts\/27571\/revisions"}],"predecessor-version":[{"id":28091,"href":"https:\/\/www.lendingstream.co.uk\/blog\/wp-json\/wp\/v2\/posts\/27571\/revisions\/28091"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lendingstream.co.uk\/blog\/wp-json\/wp\/v2\/media\/27575"}],"wp:attachment":[{"href":"https:\/\/www.lendingstream.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=27571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lendingstream.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=27571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lendingstream.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=27571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}