{"id":27497,"date":"2025-05-16T12:51:19","date_gmt":"2025-05-16T12:51:19","guid":{"rendered":"https:\/\/www.lendingstream.co.uk\/blog\/?p=27497"},"modified":"2025-05-16T12:51:43","modified_gmt":"2025-05-16T12:51:43","slug":"what-does-your-credit-score-start-at","status":"publish","type":"post","link":"https:\/\/www.lendingstream.co.uk\/blog\/what-does-your-credit-score-start-at\/","title":{"rendered":"What Does Your Credit Score Start At? [A Must Read Guide]"},"content":{"rendered":"\n

Understanding “What does your credit score start at?” is an important first step when you’re starting to use credit. When you first enter the credit system, you don\u2019t start with a credit score at all. You are considered \u2018credit invisible\u2018. You remain this way until your first credit activity.<\/p>\n\n\n\n

Once you do, your initial credit score will be determined. But what is this starting score, and how is it calculated?<\/p>\n\n\n\n

In this guide, we will delve into the concept of a \u201cstarting credit score\u201d in the UK. Also, debunk common myths and explore what influences this initial score.<\/p>\n\n\n\n

In the UK, credit scores range from:<\/strong><\/p>\n\n\n\n