You can compare our loans to other short term lenders.

Welcome to loan streaming

Apply for an instant decision loan of up to £1,500 with 6 months to repay

Representative 1333% APR

Warning: Late repayment can cause you serious money problems.
For help go to moneyhelper.org.uk.

Lending Stream - your alternative to payday loans

Need a payday loan?

How about up to 6 months to repay, instead of paying it all back in one go? You may find it's easier on your budget than a payday loan and you'll get the cash as fast as most payday lenders manage.

Money streamed to your bank in under 90 seconds.

If you're applying for a short-term loan with us, we know you need cash fast. That's why, in most cases, once approved, we can send cash to your bank within 90 seconds.

Bad credit holding you back?

Having short term financial problems doesn't always mean you're bad with finances. We understand this. So we'll look at more than just your credit history when considering your ability to repay.

Read Our Reviews

"Quick decision, easy application, very helpful at a difficult time, impressed!"

Kelly, 23rd January 2021

"Very helpful and easy to use. I'd recommend lending stream to anyone"

Stephen, 20th January 2021

"A very fair and honest company. I would highly recommend!"

Paul, 18th January 2021

Ready to start streaming?

Representative 1333% APR

Warning: Late repayment can cause you serious money problems.
For help go to moneyhelper.org.uk.

Learn more about the cost of borrowing, including late fees, here.

Responsible Lending: Please think carefully about whether Lending Stream is the right solution for you. Short-term loans are an expensive form of borrowing. They could make your finances more difficult in the long-term. This is even more important if you're in financial difficulty. If we don't think you can afford a loan, we won't give you one. We'll look at your current finances and credit history before we make any lending decisions.

Better than payday loans?

Lending Stream loans are an up to six-month alternative to "payday loans". They're fast (we'll send the money to your bank in under 90 seconds, if approved)  with spread out monthly repayments. Want to pay off early? That's fine - there's no charge and you'll pay less interest!

Streaming loans for bad credit?

You might be able to repay a loan but have bad credit because of recent difficulties. We understand that this can happen sometimes, so when we look at your application, we look at all your information to make sure it's affordable, not just your credit history. Because you're more than just a number.

Don't just take our word for it...

Have you checked out our reviews? There are a lot of four and five star ratings in there. That's because we focus on customers like you, so we developed a smooth, responsive application process and concentrate on customer service.

The Stream blog

Got a few minutes spare? Check out our blog, where we publish customer research, money saving tips and features that you might find interesting.

We don't offer loans under 60 days. We offer 6 or 12 month loans. The maximum repayment period is 12 months. Maximum APR 1721%.

Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe 6 equal repayments of £64.44. You will repay £386.61 in total.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk