This site is best viewed in Internet Explorer 7 and above. Mozila Firefox 2.0 and above.

A substitute for payday loans

Very few of us have the luxury of time in our hands. Thanks to our fast paced life-style, last minute financial needs are almost inevitable. During such hard times, most of us get into a sticky situation, trying to find a reliable financial solution to get safe money is not always easy.

Lending Stream’s instant loans make an ideal solution to your search for a reliable online quick loans provider. Getting instant loans is now just a four step process.

Login - Fill up - Confirm- Get sameday funds transfer

It’s as simple as that. Lending Stream’s instant loans are not just quick in processing, but we have an attractive payback scheme too. Loans can be paid back in 6 small instalment amounts, and there are no charges for pre-payments.

Though our APR amount looks gigantic, the actual interest rate used to calculate your loan repayment amount is much smaller. We apply interest charges based on the number of instalments you will use to payback your loan amount (2 months or 3 months etc). Lesser the number of instalment months, lesser the interest amount. This calculation significantly reduces the amount of interest charged on your repayment loan, so that you consider us for your future emergency financial needs too.

Also, Lending Stream’s instant loans are paperless and come with very few verification requirements. All these, make our short term same day loans an instant choice to many.

Further Reading

Instant Loans in 30 minutes
Instant Loans in 30 minutesFor a nominal transfer fee of £15, you can get Instant loans within
30 minutes after final approval and your signature.
Instant loans in 15 minutes
15 Minute ProcessIt takes no more than
15 minutes for the entire loan process. We work on weekdays between 9 am and 7 pm.
How it works
Secure loan transactions
Secure ServiceSecure Loans Online
Loans with No Hidden fees
No Hidden FeesWe will honestly tell you the cost of your loan before you apply. We assure you that there are no hidden fees. Know more

Loans designed to make repayments more flexible

We understand that making a lump sum repayment within 30 days of taking out a loan can put a strain on your finances. So, we give you two options.

Smaller Instalments
Take advantage of the longer duration (up to 6 months) that is contractually set up so you can pay back in manageable parts every month.

Flexible loan repayment options

Repay Early and Save
Close/prepay your loan anytime if you wish to cut down on interest charges, which then will be calculated only on the outstanding principal amount till that date. All it requires is a phone call to us.

Your feedback is valuable

Drop us an email or use the form below if you have a great tip or a word of appreciation. We'd love to hear from you.

*Proper email is Required

*Please Enter Comment

Product Overview

Lending Stream loans help you split the repayment amounts into parts that can be repaid over 4, 5 or 6 months. These short term instalment loans are not associated with any roll-over charges as they are basically designed to be repaid over a longer time period Product Features

  • 1. Can be repaid over longer time periods unlike one month loans
  • 2. No burden on monthly budgets
  • 3. Funds transfers within 30 minutes of finalization (£15 transfer fee)
  • 4. No roll-over charges
  • Data protected loan process
  • Consumer credit trade association in the UK
  • Verisign secured loan process

Lending Stream Ltd, Wisteria Cavendish House, 369 Burnt Oak Broadway, Edgware, Middlesex, HA8 5AW Credit License No. : 0620194

info@lendingstream.co.uk | Copyright © Lending Stream

This site is best viewed in Internet Explorer 7 and above.
Mozila Firefox 2.0and above.

FAQ
how it works

How it works

  • Step1

    Fill out the 3-minute application form. Your information will be treated in accordance with the Data Protection Act.

  • Step2

    If approved (you will receive a decision within seconds), confirm a few personal details and choose fund transfer option.

  • Step3

    Sign electronic Agreement and provide us with your debit card details in order for us to arrange for the fund transfer and set up your repayment.

  • Step4

    Once your loan is finalised, we will initiate the transfer of money to your account. Depending on the mode of transfer you chose, the funds may arrive on the same day or within 2-3 working days.

PreviousPauseNext

Most frequently asked questions

  • How much can I borrow?

    If you are a first time customer, you can borrow from £50 to £600. We use our sophisticated Credit Assessment system to determine the amount you are eligible for.

  • Can I get another loan before I have paid off this one?

    Based on your good repayment history with us, we may choose to approve you for an additional loan. To know more, please contact us on 0844 251 0530** or email us at info@lendingstream.co.uk

  • If I am a returning customer, what privileges do I get?

    As a returning customer, you will be eligible for loan amounts up to £1000 although this is kept under review. We tend to keep increasing this amount and from time to time, we also run special competitions and offer exclusive discounts to our old/existing customers. Sign up to receive updates on these offers.

  • How do you debit the repayment amount?

    We debit the agreed repayment amount on the due dates through direct debit (debited on your card).

  • Can I repay early?

    Yes, you can repay anytime you want/close your loan early.

  • What happens if I am unable to make my payments on time?

    If you are facing difficulties in making payments on time, it is important that you immediately get in touch with us. We will be able to discuss payment alternatives with you.

  • What happens if I am unable to pay back the loan?

    Failure to repay the loan will affect your credit score and may lead to potential legal issues. If you are unable to pay back, please get in touch with us immediately and we will help you find a repayment solution.

  • If I repay on time, will it help my credit score?

    It may help your chances of getting credit in future as we pass on data to credit bureaus, so the other lenders can see you have repaid on time.

  • More...